Greater Texas Federal Credit Union
Headquarters
12544 Riata Vista Circle
Austin, TX 78727
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2024 Overview
General Credit Union Information
Greater Texas is an NCUA insured institution located in Austin, TX. It was founded in 1952 and has approximately $942.2 millions in assets.
Who can join?
Persons who live, work, worship or attend school in, and do business in and other legal entities located in Bryan-College Station, Bastrop, East or Central Travis County, Central Hidalgo County, Central Harris County, portions of Tarrant and Dallas County areas, Northwest and Southeast San Antonio, South Travis County and Hays County may apply for membership.
Employment Eligibility
If you are an employee of a Select Employee Group, you are eligible for membership.
Family Eligibility
If you are an immediate family member or household member of an already existing member, you may join Greater Texas Credit Union. Immediate family is defined as a grandparent, parent, spouse, sibling, child, or grandchild. For the purposes of this definition, immediate family member includes adopted children, step-parents, step-children, and step-siblings. Household is defined as persons living in the same residence and who maintain a single economic unit. This includes any person who is a permanent member of and participates in the maintenance of the household, including family members, domestic partners, foster children, and legal guardian relationships. While roommates in a single residence would meet this definition, a fraternity, sorority, or nursing home is excluded from this definition.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 7590 |
| Date Established | 1952 |
| Assets | $942.20 million |
| Loans | $766.15 million |
| Deposits | $851.81 million |
| Capital | $64.90 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in Bryan-College Station, Bastrop, East or Central Travis County, Central Hidalgo County, Central Harris County, Tarrant, Dallas County area, northwest or southeast San Antonio. Membership is also open to the faculty, staff, former and current students of Texas A&M University and employees of select organizations.
Deposit Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.30% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
1.01% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.15% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.20% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Greater Texas
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.863% | 6.750% | 1.00 | $3,705 | $2,076 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 3029 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to Greater Texas
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Greater Texas branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Greater Texas Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 885.19 | A | View Lobby Hours | |
| 897.87 | B | View Lobby Hours | |
| 955.09 | C | View Lobby Hours | |
| 956.67 | D | View Lobby Hours | |
| 957.61 | E | View Lobby Hours | |
| 962.13 | F | View Lobby Hours | |
| 962.91 | G | View Lobby Hours | |
| 1021.10 | H | View Lobby Hours | |
| 1021.26 | I | View Lobby Hours | |
| 1025.49 | J | View Lobby Hours | |
| 1026.55 | K | View Lobby Hours | |
| 1027.14 | L | View Lobby Hours | |
| 1097.62 | M | View Lobby Hours | |
| 1097.96 | N | View Lobby Hours | |
| 1240.48 | O | View Lobby Hours |
Climate Policy and Initiatives
GREATER TEXAS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Greater Texas Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Greater Texas. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Greater Texas | U.S. Average |
|---|---|
| 11.21% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Greater Texas had $7,561,377 in non-current loans and $0 in owned assets. To cover these potential losses it had $64,904,196 in net worth and $2,571,570 in loans loss reserves. That gives it a Texas Ratio of 11.21%.
Net Worth
| Greater Texas | U.S. Average |
|---|---|
| 6.94% | 13.93% |
Greater Texas FCU has a net worth of 6.94% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Greater Texas
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