Greater Springfield Credit Union
Headquarters
1030 Wilbraham Rd
Springfield, MA 01109
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2024 Overview
General Credit Union Information
Greater Springfield is an NCUA insured institution located in Springfield, MA. It was founded in 1927 and has approximately $233.19 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67902 |
| Date Established | 1927 |
| Assets | $233.19 million |
| Loans | $108.90 million |
| Deposits | $198.45 million |
| Capital | $39.21 million |
Field of Membership Restrictions
Greater Springfield Credit Union of Massachusetts is open to the residents, registered students, and people that maintain employment within these qualified counties: Hampden and Hampshire,along with the City of Springfield employees and affiliates that fall under the original field of membership that is defined in detail on the credit union website, and the employees of colleges, schools, healthcare, and charity organizations in Hampden County.
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $25 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.35% | $1,000 | $100,000 |
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|
| 12 Mo CD
|
4.07% | $1,000 | $100,000 |
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|
| 18 Mo CD
|
3.92% | $1,000 | $100,000 |
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|
| 24 Mo CD
|
3.04% | $1,000 | $100,000 |
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|
| 36 Mo CD
|
3.30% | $1,000 | $100,000 |
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|
| 48 Mo CD
|
3.51% | $1,000 | $100,000 |
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|
| 60 Mo CD
|
3.04% | $1,000 | $100,000 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $1,500 | - | Learn More |
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Greater Springfield
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Greater Springfield
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Branches
Below are Greater Springfield branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Greater Springfield Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 574.09 | A | View Lobby Hours | |
| 574.63 | B | View Lobby Hours |
Climate Policy and Initiatives
GREATER SPRINGFIELD is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Greater Springfield Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Greater Springfield. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Greater Springfield | U.S. Average |
|---|---|
| 0.43% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Greater Springfield had $173,276 in non-current loans and $0 in owned assets. To cover these potential losses it had $39,206,079 in net worth and $877,139 in loans loss reserves. That gives it a Texas Ratio of 0.43%.
Net Worth
| Greater Springfield | U.S. Average |
|---|---|
| 16.81% | 13.93% |
Greater Springfield FCU has a net worth of 16.81% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Greater Springfield
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