Greater Kentucky Cu, Inc. Credit Union

Headquarters

1001 Red Mile Road
Lexington, KY 40504
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 5.50% →
1-Year CD 0.80% 4.80% →
2-Year CD 0.95% 4.25% →
5-Year CD 0.95% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Greater Kentucky Cu, Inc. is an NCUA insured institution located in Lexington, KY. It was founded in 1953 and has approximately $93.97 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 62228
Date Established 1953
Assets $93.97 million
Loans $74.15 million
Deposits $80.70 million
Capital $10.11 million
 

Field of Membership Restrictions

Greater Kentucky Credit Union of Kentucky is open to the residents, church members, registered students, and the people that maintain employment within the qualified counties that are listed on the credit union website, members of Good Foods Co-op, or Costco, employees of the credit union affiliated select employee groups, and the family members of the current credit union members.

Deposit Rates - November 24, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.25% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.50% $10,000 $14,999 Learn More
6 Mo CD
0.50% $100,000 $199,999 Learn More
12 Mo CD
0.80% $10,000 $14,999 Learn More
12 Mo CD
0.80% $100,000 $199,999 Learn More
24 Mo CD
0.90% $10,000 $14,999 Learn More
24 Mo CD
0.95% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.95% $100,000 $199,999 Learn More
60 Mo CD
0.90% $10,000 $14,999 Learn More
60 Mo CD
0.95% $100,000 $199,999 Learn More

Loan Rates - November 24, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Greater Kentucky Cu, Inc.

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.956% 6.875% 0.63 $2,642 $2,103 Learn More
PADDIO
NMLS ID: 1907
7.080% 7.000% 0.88 $2,602 $2,129 Learn More
Rocket Mortgage
NMLS ID: 3030
7.225% 7.125% 1.00 $3,200 $2,156 Learn More
Veterans United Home Loans
NMLS ID: 1907
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info

Note to Greater Kentucky Cu, Inc.
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Greater Kentucky Cu, Inc. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Greater Kentucky Cu, Inc. Locations around zip code 43085


BranchDistance Map View Lobby Hours

MAIN OFFICE

155.42 A View Lobby Hours

VERSAILLES BRANCH

160.30 B View Lobby Hours


Climate Policy and Initiatives

GREATER KENTUCKY CU, INC. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Greater Kentucky Cu, Inc. Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Greater Kentucky Cu, Inc.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Greater Kentucky Cu, Inc. U.S. Average
11.23% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Greater Kentucky Cu, Inc. had $1,072,487 in non-current loans and $85,173 in owned assets. To cover these potential losses it had $10,114,872 in net worth and $190,643 in loans loss reserves. That gives it a Texas Ratio of 11.23%.

Net Worth
Greater Kentucky Cu, Inc. U.S. Average
10.74% 13.93%

Greater Kentucky Cu, Inc. FCU has a net worth of 10.74% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Greater Kentucky Cu, Inc.

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