2024 Overview
General Credit Union Information
Greater Iowa is an NCUA insured institution located in Ames, IA. It was founded in 1932 and has approximately $640.5 millions in assets.
Who can join?
Greater Iowa Credit Union is a member-owned, not-for-profit financial cooperative serving some 31,000 members throughout a 31-county area in central and western Iowa.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 64203 |
| Date Established | 1932 |
| Assets | $640.50 million |
| Loans | $530.83 million |
| Deposits | $573.93 million |
| Capital | $58.34 million |
Field of Membership Restrictions
Greater Iowa Credit Union offers membership to individuals who live, work, worship or attend school in Adair, Audubon, Boone, Butler, Calhoun, Carroll, Clarke, Crawford, Dallas, Franklin, Greene, Grundy, Guthrie, Hamilton, Hardin, Harrison, Ida, Jasper, Lucas, Madison, Marion, Marshall, Monona, Polk, Poweshiek, Sac, Shelby, Story, Tama, Warren, Webster, Woodbury, and Wright Counties. Also included are members of a variety of organizations and associations, including active, current, reservist, and retired members of the military who are/were stationed in Iowa. Family and/or household members of a current Credit Union member are also eligible.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
Money Market
|
0.20% | $2,500 | $2,999 |
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|
|
Money Market
|
0.20% | $10,000 | $14,999 |
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|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
|
Premium Money Market Account
|
0.25% | $10,000 | $14,999 |
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|
Premium Money Market Account
|
0.50% | $25,000 | $34,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $89,999 |
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|
| 6 Mo CD
|
0.25% | $90,000 | - |
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|
| 12 Mo CD
|
0.40% | $10,000 | $89,999 |
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|
| 12 Mo CD
|
0.45% | $90,000 | - |
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|
| 18 Mo CD
|
0.45% | $10,000 | $89,999 |
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|
| 18 Mo CD
|
0.50% | $90,000 | - |
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|
| 24 Mo CD
|
0.50% | $10,000 | $89,999 |
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|
| 24 Mo CD
|
0.55% | $90,000 | - |
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|
| 36 Mo CD
|
0.75% | $10,000 | $89,999 |
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|
| 36 Mo CD
|
0.80% | $90,000 | - |
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|
| 48 Mo CD
|
0.85% | $10,000 | $89,999 |
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|
| 48 Mo CD
|
0.90% | $90,000 | - |
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|
| 60 Mo CD
|
0.90% | $10,000 | $89,999 |
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|
| 60 Mo CD
|
0.95% | $90,000 | - |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.20% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Greater Iowa
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
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More Info |
Note to Greater Iowa
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Greater Iowa branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Greater Iowa Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 568.11 | A | View Lobby Hours | |
| 570.98 | B | View Lobby Hours | |
| 579.82 | C | View Lobby Hours | |
| 580.22 | D | View Lobby Hours | |
| 580.72 | E | View Lobby Hours | |
| 582.38 | F | View Lobby Hours | |
| 670.50 | G | View Lobby Hours |
Climate Policy and Initiatives
GREATER IOWA is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Greater Iowa Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Greater Iowa. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Greater Iowa | U.S. Average |
|---|---|
| 11.82% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Greater Iowa had $7,060,202 in non-current loans and $52,000 in owned assets. To cover these potential losses it had $58,343,247 in net worth and $1,803,560 in loans loss reserves. That gives it a Texas Ratio of 11.82%.
Net Worth
| Greater Iowa | U.S. Average |
|---|---|
| 9.1% | 13.93% |
Greater Iowa FCU has a net worth of 9.1% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Greater Iowa
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