Golden Rule Community Credit Union
Headquarters
Po Box 97
Ripon, WI 54971
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2024 Overview
General Credit Union Information
Golden Rule Community is an NCUA insured institution located in Ripon, WI. It was founded in 1938 and has approximately $40.42 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67096 |
| Date Established | 1938 |
| Assets | $40.42 million |
| Loans | $13.65 million |
| Deposits | $35.60 million |
| Capital | $4.41 million |
Field of Membership Restrictions
Golden Rule Community Credit Union of Wisconsin is open to the residents and anyone that works within any of the qualified locations that are defined and listed on the credit union website, members of the Greater Berlin and the Handcraft Employees Credit Unions, and any family member of any eligible person.
Deposit Rates - November 13, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $25 | - |
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|
|
Money Market
|
0.28% | $25,000 | - |
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|
|
Premium Money Market Account
|
0.20% | $1,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 18 Mo CD
|
0.55% | $500 | - |
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|
| 24 Mo CD
|
0.60% | $500 | - |
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|
| 36 Mo CD
|
0.85% | $500 | - |
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|
| 48 Mo CD
|
0.90% | $500 | - |
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|
| 60 Mo CD
|
0.95% | $500 | - |
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|
Loan Rates - November 13, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Golden Rule Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 1835285 |
6.391% | 6.250% | 1.00 | $4,800 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.865% | 6.750% | 1.00 | $3,775 | $2,076 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Golden Rule Community
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Branches
Below are Golden Rule Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Golden Rule Community Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 411.13 | A | View Lobby Hours |
Climate Policy and Initiatives
GOLDEN RULE COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Golden Rule Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Golden Rule Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Golden Rule Community | U.S. Average |
|---|---|
| 5.06% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Golden Rule Community had $231,622 in non-current loans and $1,734 in owned assets. To cover these potential losses it had $4,406,515 in net worth and $200,772 in loans loss reserves. That gives it a Texas Ratio of 5.06%.
Net Worth
| Golden Rule Community | U.S. Average |
|---|---|
| 10.89% | 13.93% |
Golden Rule Community FCU has a net worth of 10.89% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Golden Rule Community
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