Golden Plains Credit Union

Headquarters

P.o. Box 459
Garden City, KS 67846
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 0.66% 4.80% →
2-Year CD 0.91% 4.25% →
5-Year CD 1.36% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Golden Plains is an NCUA insured institution located in Garden City, KS. It was founded in 1951 and has approximately $993.29 millions in assets.

Who can join?

At GPCU, anyone who resides in Central or Western Kansas, the Liberal trade area, members of their family, employees of the credit union, members of the Lee Richardson Zoo, and organizations of such persons are eligible for membership.

NCUA Insured Yes / State-Chartered
Charter Number # # 62542
Date Established 1951
Assets $993.29 million
Loans $894.37 million
Deposits $832.43 million
Capital $112.62 million
 

Field of Membership Restrictions

Golden Plains Credit Union of Kansas is open to the residents, church members, and the people that maintain employment within these qualified counties: Anderson, Allen, Bourbon, Cherokee, Crawford, Labette, Linn, Montgomery, Neosho, and Wilson along with the Liberal Trade area, the members of the Lee Richardson Zoo, the credit union employees, members of credit union member affiliated organizations, and the family members of current credit union members.

Deposit Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.21% $2,500 $2,999 Learn More
Money Market
0.23% $10,000 $14,999 Learn More
Money Market
0.25% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.41% $10,000 $14,999 Learn More
6 Mo CD
0.46% $100,000 $199,999 Learn More
12 Mo CD
0.61% $10,000 $14,999 Learn More
12 Mo CD
0.66% $100,000 $199,999 Learn More
18 Mo CD
0.66% $10,000 $14,999 Learn More
18 Mo CD
0.71% $100,000 $199,999 Learn More
24 Mo CD
0.86% $10,000 $14,999 Learn More
24 Mo CD
0.91% $100,000 $199,999 Learn More
30 Mo CD
0.91% $10,000 $14,999 Learn More
30 Mo CD
0.96% $100,000 $199,999 Learn More
48 Mo CD
1.11% $10,000 $14,999 Learn More
48 Mo CD
1.16% $100,000 $199,999 Learn More
60 Mo CD
1.31% $10,000 $14,999 Learn More
60 Mo CD
1.36% $100,000 $199,999 Learn More
Checking Rates APY MIN FEE
Freedom 12 e-Checking 4.06% $0 $0.00 Learn MoreShow Less

Loan Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Golden Plains

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Price Mortgage, LLC
NMLS ID: 1429043
License#: RM.804500.000
6.415% 6.250% 0.75 $5,600 $1,971 Learn More
Sebonic
NMLS ID: 66247
6.576% 6.500% 0.75 $2,544 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.953% 6.875% 0.63 $2,534 $2,103 Learn More
AimLoan.com
NMLS ID: 2890
License#: MBMB.850089.000
6.989% 6.875% 0.88 $3,721 $2,103 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
10.625 %
After Intro: 10.625 %
$0 Learn More
More Info

Note to Golden Plains
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Golden Plains branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

GOLDEN PLAINS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Golden Plains Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Golden Plains. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Golden Plains U.S. Average
11.87% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Golden Plains had $13,115,520 in non-current loans and $916,707 in owned assets. To cover these potential losses it had $112,616,110 in net worth and $5,557,779 in loans loss reserves. That gives it a Texas Ratio of 11.87%.

Net Worth
Golden Plains U.S. Average
11.34% 13.93%

Golden Plains FCU has a net worth of 11.34% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Golden Plains

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