Glass City Federal Credit Union

Headquarters

1340 Arrowhead Dr
Maumee, OH 43537
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 0.45% 4.65% →
2-Year CD 0.65% 4.25% →
5-Year CD 1.05% 4.05% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Glass City is an NCUA insured institution located in Maumee, OH. It was founded in 1947 and has approximately $296.69 millions in assets.

Who can join?

All individuals and businesses who live, work, worship or attend school in:
• Lucas County
• Wood County
• Fulton County
• Ottawa County
are eligible to join Glass City

Everyone in your immediate family is eligible to join. That means your spouse, children, parents, siblings, grandparents, grandchildren, and step-family members may join the credit union. Individuals living within your household may also join Glass City Federal.

NCUA Insured Yes / Federally Chartered
Charter Number # # 5495
Date Established 1947
Assets $296.69 million
Loans $233.55 million
Deposits $258.70 million
Capital $30.55 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, or attend school in Lucas, Wood, Fulton, and Ottawa counties in Ohio. Membership is also open to businesses in the Credit Union area and to immediate family of those eligible.

Deposit Rates - December 21, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.10% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.45% $10,000 $14,999 Learn More
12 Mo CD
0.45% $100,000 $199,999 Learn More
18 Mo CD
0.55% $10,000 $14,999 Learn More
18 Mo CD
0.55% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.65% $100,000 $199,999 Learn More
30 Mo CD
0.70% $10,000 $14,999 Learn More
30 Mo CD
0.70% $100,000 $199,999 Learn More
36 Mo CD
0.75% $10,000 $14,999 Learn More
36 Mo CD
0.75% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
1.05% $10,000 $14,999 Learn More
60 Mo CD
1.05% $100,000 $199,999 Learn More
Checking Rates APY MIN FEE
Optimum Checking 3.00% $0 $0.00 Learn MoreShow Less

Loan Rates - December 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Glass City

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.494% 6.375% 0.75 $4,000 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.863% 6.750% 1.00 $3,705 $2,076 Learn More
Advantage Lending
NMLS ID: 2592312
License#: RM.805266.000
6.879% 6.750% 1.00 $4,432 $2,076 Learn More
PenFed Credit Union
NMLS ID: 401822
7.034% 6.875% 1.00 $5,195 $2,103 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info
Rate
Rate
See Table
Intro APR
7.900 %
After Intro: 7.900 %
$25,000 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
10.625 %
After Intro: 10.625 %
$0 Learn More
More Info

Note to Glass City
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Glass City branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Glass City Locations around zip code 43085


BranchDistance Map View Lobby Hours

BG Branch

105.13 A View Lobby Hours

EB Branch

117.85 B View Lobby Hours

Alexis Branch

125.48 C View Lobby Hours

Secor Branch

125.86 D View Lobby Hours


Climate Policy and Initiatives

GLASS CITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Glass City Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Glass City. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Glass City U.S. Average
1.20% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Glass City had $317,765 in non-current loans and $59,000 in owned assets. To cover these potential losses it had $30,551,738 in net worth and $858,392 in loans loss reserves. That gives it a Texas Ratio of 1.20%.

Net Worth
Glass City U.S. Average
10.29% 13.93%

Glass City FCU has a net worth of 10.29% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Glass City

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