Georgetown Kraft Credit Union
Headquarters
1379 N Fraser St
Georgetown, SC 29440
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2025 Overview
General Credit Union Information
Georgetown Kraft is an NCUA insured institution located in Georgetown, SC. It was founded in 1952 and has approximately $180.41 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 60791 |
| Date Established | 1952 |
| Assets | $180.41 million |
| Loans | $113.00 million |
| Deposits | $149.67 million |
| Capital | $31.10 million |
Field of Membership Restrictions
Georgetown Kraft Credit Union of South Carolina is open to the residents, registered students, and the people that maintain employment within Georgetown and Williamsburg Counties.
Deposit Rates - May 22, 2025
Your Current Location: New York, NY 10116
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.40% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.06% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.06% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.11% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.11% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.10% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - May 22, 2025
Your Current Location: New York, NY 10116
There are currently no loan rates available for Georgetown Kraft
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - New York 30 Year Fixed Mortgage Rates 2025
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 292473 |
6.642% | 6.490% | 1.00 | $5,073 | $2,021 | Learn More |
NMLS ID: 1067 |
6.827% | 6.750% | 0.75 | $2,544 | $2,076 | Learn More |
NMLS ID: 399799 |
6.996% | 6.875% | 0.88 | $4,105 | $2,103 | Learn More |
NMLS ID: 401822 |
7.034% | 6.875% | 1.00 | $5,195 | $2,103 | Learn More |
Featured - New York Home Equity Line Of Credit Rates 2025
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 6.990 % After Intro: 6.990 % |
$0 |
Learn More
More Info |
Four Leaf Federal Credit Union See Table |
Intro APR 6.490 % After Intro: 7.750 % Intro Period: 12 months |
$25,000 |
Learn More
More Info |
Note to Georgetown Kraft
To upload and update your bank's rates please register.
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Branches
Below are Georgetown Kraft branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
New York City,New York
Georgetown Kraft Locations around zip code 10116
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 570.32 | A | View Lobby Hours | |
| 576.48 | B | View Lobby Hours | |
| 580.00 | C | View Lobby Hours | |
| 581.87 | D | View Lobby Hours |
Climate Policy and Initiatives
GEORGETOWN KRAFT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Georgetown Kraft Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Georgetown Kraft. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Georgetown Kraft | U.S. Average |
|---|---|
| 14.66% | 7.07 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of December 31, 2024, Georgetown Kraft had $4,633,461 in non-current loans and $64,500 in owned assets. To cover these potential losses it had $31,100,527 in net worth and $941,524 in loans loss reserves. That gives it a Texas Ratio of 14.66%.
Net Worth
| Georgetown Kraft | U.S. Average |
|---|---|
| 17.23% | 14.25% |
Georgetown Kraft FCU has a net worth of 17.23% versus the BestCashCow average of 14.25. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Georgetown Kraft
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