Generations Community Federal Credit Union
Headquarters
Po Box 791870
San Antonio, TX 78279
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Reviewed by Hunter1953 | September 26, 2022 |
Rec'd called from Monica from Collection and wanted to collect on my Mortgage payment and to make a long story short come to find out payment was taken out on September 23, 2022. She was rude and all she wanted to collect. Plus, I was one day late. I need to find another Credit Union with people skills.
2024 Overview
General Credit Union Information
Generations Community is an NCUA insured institution located in San Antonio, TX. It was founded in 1940 and has approximately $769.48 millions in assets.
Who can join?
Anyone who lives, works, worships, volunteers or attends school in Bexar County, as well as family of current members, is eligible for membership.
Additionally, companies of all sizes can join Generations for their business banking needs; and can offer Generations membership as a benefit to their staff.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 4015 |
| Date Established | 1940 |
| Assets | $769.48 million |
| Loans | $572.23 million |
| Deposits | $638.04 million |
| Capital | $69.13 million |
Field of Membership Restrictions
Membership in Generations Federal Credit Union is open to anyone who lives, works, worships, volunteers, attends school, or owns a business in the Texas counties of Atascosa, Bandera, Bexar, Comal, Guadalupe, Kendall, Medina, and/or Wilson. In addition, immediate family members of current GFCU members are also eligible for membership.
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
|
Money Market
|
0.25% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.06% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.15% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.20% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $1 | $99 | Learn More |
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Generations Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Generations Community
To upload and update your bank's rates please register.
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Branches
Below are Generations Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Generations Community Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1088.11 | A | View Lobby Hours | |
| 1089.90 | B | View Lobby Hours | |
| 1090.81 | C | View Lobby Hours | |
| 1093.15 | D | View Lobby Hours | |
| 1093.15 | E | View Lobby Hours | |
| 1095.05 | F | View Lobby Hours | |
| 1096.87 | G | View Lobby Hours | |
| 1102.81 | H | View Lobby Hours |
Climate Policy and Initiatives
GENERATIONS COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Generations Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Generations Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Generations Community | U.S. Average |
|---|---|
| 5.40% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Generations Community had $3,702,182 in non-current loans and $169,773 in owned assets. To cover these potential losses it had $69,130,004 in net worth and $2,618,116 in loans loss reserves. That gives it a Texas Ratio of 5.40%.
Net Worth
| Generations Community | U.S. Average |
|---|---|
| 8.97% | 13.93% |
Generations Community FCU has a net worth of 8.97% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Generations Community
Hunter1953
September 26, 2022 |
Rec'd called from Monica from Collection and wanted to collect on my Mortgage payment and to make a long story short come to find out payment was taken out on September 23, 2022. She was rude and all she wanted to collect. Plus, I was one day late. I need to find another Credit Union with people skills.
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