Gateway Metro Federal Credit Union
Headquarters
1001 Pine St
Saint Louis, MO 63101
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2024 Overview
General Credit Union Information
Gateway Metro is an NCUA insured institution located in Saint Louis, MO. It was founded in 1935 and has approximately $172.95 millions in assets.
Who can join?
Anyone who lives, works (or regularly conducts business in), worships or attends school in the City of St. Louis, St. Louis County and St. Charles County and businesses and other legal entities located in the City of St. Louis, St. Louis County and St. Charles County.
Gateway Metro Federal Credit Union encourages family members to join. Family members (related by blood or marriage) are eligible to join, regardless of where they live. This includes spouses, children, grandchildren, siblings, parents, grandparents, stepparents, stepchildren, stepsiblings and adoptive relationships.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 24797 |
| Date Established | 1935 |
| Assets | $172.95 million |
| Loans | $103.88 million |
| Deposits | $161.70 million |
| Capital | $14.67 million |
Field of Membership Restrictions
Membership is open to anyone who lives, works, worships or attends school in the City of St. Louis, St. Louis County and St. Charles County.
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.15% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.25% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.10% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.15% | $2,500 | $3,499 | Learn More |
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Gateway Metro
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.368% | 6.250% | 0.75 | $4,000 | $1,971 | Learn More |
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.482% | 6.375% | 0.75 | $3,610 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Gateway Metro
To upload and update your bank's rates please register.
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Branches
Below are Gateway Metro branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Gateway Metro Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 382.96 | A | View Lobby Hours | |
| 392.35 | B | View Lobby Hours | |
| 392.36 | C | View Lobby Hours | |
| 392.68 | D | View Lobby Hours | |
| 395.00 | E | View Lobby Hours | |
| 398.15 | F | View Lobby Hours | |
| 400.82 | G | View Lobby Hours | |
| 402.02 | H | View Lobby Hours | |
| 407.32 | I | View Lobby Hours | |
| 411.13 | J | View Lobby Hours |
Climate Policy and Initiatives
GATEWAY METRO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Gateway Metro Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Gateway Metro. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Gateway Metro | U.S. Average |
|---|---|
| 1.88% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Gateway Metro had $284,897 in non-current loans and $4,775 in owned assets. To cover these potential losses it had $14,667,551 in net worth and $778,616 in loans loss reserves. That gives it a Texas Ratio of 1.88%.
Net Worth
| Gateway Metro | U.S. Average |
|---|---|
| 8.47% | 13.93% |
Gateway Metro FCU has a net worth of 8.47% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Gateway Metro
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