Gas And Electric Credit Union
Headquarters
2300 4th Ave
Rock Island, IL 61201
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2024 Overview
General Credit Union Information
Gas And Electric is an NCUA insured institution located in Rock Island, IL. It was founded in 1935 and has approximately $120.31 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 65003 |
| Date Established | 1935 |
| Assets | $120.31 million |
| Loans | $79.59 million |
| Deposits | $108.92 million |
| Capital | $12.04 million |
Field of Membership Restrictions
Membership in Gas And Electric Credit Union is open to employees of Peoples Power Company, the City of Rock Island, MidAmerican Energy, BITCO Insurance, Rock Island Corps of Engineers, Illinois Casualty Company, and Thomas Hammar, CPA.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.25% | $2,500 | $4,999 |
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|
|
Money Market
|
0.40% | $10,000 | $24,999 |
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|
|
Money Market
|
0.50% | $25,000 | $99,999 |
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|
|
Money Market
|
0.65% | $100,000 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.00% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.00% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.25% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.25% | $1 | $99 | Learn More |
| Int Ckg
|
0.25% | $2,500 | $3,499 | Learn More |
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| Green2 Checking | 4.50% | $0 | $0.00 | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Gas And Electric
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Gas And Electric
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Branches
Below are Gas And Electric branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Gas And Electric Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 127.18 | A | View Lobby Hours | |
| 410.92 | B | View Lobby Hours | |
| 415.14 | C | View Lobby Hours |
Climate Policy and Initiatives
GAS AND ELECTRIC is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Gas And Electric Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Gas And Electric. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Gas And Electric | U.S. Average |
|---|---|
| 4.44% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Gas And Electric had $559,272 in non-current loans and $3,000 in owned assets. To cover these potential losses it had $12,043,130 in net worth and $617,970 in loans loss reserves. That gives it a Texas Ratio of 4.44%.
Net Worth
| Gas And Electric | U.S. Average |
|---|---|
| 10% | 13.93% |
Gas And Electric FCU has a net worth of 10% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Gas And Electric
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