Garden State Federal Credit Union

Headquarters

Po Box 680
Moorestown, NJ 08057
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 0.75% 4.80% →
2-Year CD 0.90% 4.25% →
5-Year CD 1.26% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Garden State is an NCUA insured institution located in Moorestown, NJ. It was founded in 1960 and has approximately $41.16 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 14015
Date Established 1960
Assets $41.16 million
Loans $26.53 million
Deposits $37.58 million
Capital $3.85 million
 

Field of Membership Restrictions

Membership is open to those who live, worship, work or attend school in Camden, Audubon Park, Gloucester City, Collingswood, Haddon, Palmyra, Mount Ephraim, Pennsauken, or Woodlynne. Membership is also open to employees of the credit union's select member group.

Deposit Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.55% $100,000 $199,999 Learn More
12 Mo CD
0.50% $10,000 $14,999 Learn More
12 Mo CD
0.75% $100,000 $199,999 Learn More
18 Mo CD
0.60% $10,000 $14,999 Learn More
18 Mo CD
0.85% $100,000 $199,999 Learn More
24 Mo CD
0.65% $10,000 $14,999 Learn More
24 Mo CD
0.90% $100,000 $199,999 Learn More
30 Mo CD
0.75% $10,000 $14,999 Learn More
30 Mo CD
1.01% $100,000 $199,999 Learn More
36 Mo CD
0.85% $10,000 $14,999 Learn More
36 Mo CD
1.11% $100,000 $199,999 Learn More
48 Mo CD
0.90% $10,000 $14,999 Learn More
48 Mo CD
1.16% $100,000 $199,999 Learn More
60 Mo CD
1.01% $10,000 $14,999 Learn More
60 Mo CD
1.26% $100,000 $199,999 Learn More

Loan Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Garden State

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.494% 6.375% 0.88 $4,010 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.955% 6.875% 0.63 $2,594 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.325% 7.250% 0.75 $2,400 $2,183 Learn More
Neighbors Bank
NMLS ID: 491986
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
10.625 %
After Intro: 10.625 %
$0 Learn More
More Info

Note to Garden State
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Garden State branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Garden State Locations around zip code 43085


BranchDistance Map View Lobby Hours

MOBILE - 2

417.17 A View Lobby Hours

MAIN OFFICE

427.23 B View Lobby Hours


Climate Policy and Initiatives

GARDEN STATE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Garden State Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Garden State. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Garden State U.S. Average
3.12% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Garden State had $117,276 in non-current loans and $8,378 in owned assets. To cover these potential losses it had $3,852,766 in net worth and $180,947 in loans loss reserves. That gives it a Texas Ratio of 3.12%.

Net Worth
Garden State U.S. Average
9.36% 13.93%

Garden State FCU has a net worth of 9.36% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Garden State

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