129 Littleton Road
Parsippany, NJ 07054
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Garden Savings is an NCUA insured institution located in Parsippany, NJ. It was founded in 1968 and has approximately $436.55 millions in assets.
Who can join?
To join the credit union your must either be employed by a sponsor companies that is part of the Field of Membership, or you must live, work, worship, volunteer or attend school in Newark, Elizabeth, or Jersey City.
You may also join us if a member of your immediate family is a member of Garden Savings already.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 18710 |
Date Established | 1968 |
Assets | $436.55 million |
Loans | $313.55 million |
Deposits | $365.54 million |
Capital | $37.41 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Accelerate
|
4.07% | $0 | $15,000 |
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|
SAV
|
0.30% | $1,000 | $2,499 |
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|
High Yield
|
0.50% | $2,500 | - |
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|
Accelerate
|
1.00% | $15,001 | - |
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|
Money Market
|
0.50% | $1,000 | $14,999 |
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|
Money Market
|
0.55% | $15,000 | $29,999 |
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|
Money Market
|
0.65% | $30,000 | $49,999 |
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|
Money Market
|
1.00% | $50,000 | - |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
3.75% | $500 | - |
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|
12 Mo CD
|
4.00% | $500 | - |
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|
13 Mo CD
|
3.85% | $1,000 | - |
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|
18 Mo CD
|
4.00% | $500 | - |
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|
24 Mo CD
|
3.75% | $500 | - |
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|
36 Mo CD
|
3.75% | $500 | - |
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|
48 Mo CD
|
3.75% | $500 | - |
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|
60 Mo CD
|
3.50% | $500 | - |
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|
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
INTCK
|
0.05% | $750 | - | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Garden Savings
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 401822 |
6.668% | 6.500% | 0.75 | $5,600 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.981% | 6.875% | 0.88 | $3,442 | $2,103 | Learn More |
NMLS ID: 1907 |
7.068% | 7.000% | 0.75 | $2,202 | $2,129 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
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More Info |
Achieve Loans See Table |
Intro APR 9.250 % After Intro: 9.250 % |
$0 |
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More Info |
Note to Garden Savings
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Garden Savings branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
451.63 | A | View Lobby Hours | |
457.06 | B | View Lobby Hours | |
458.40 | C | View Lobby Hours | |
459.03 | D | View Lobby Hours | |
467.04 | E | View Lobby Hours | |
471.45 | F | View Lobby Hours |
GARDEN SAVINGS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Garden Savings. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Garden Savings | U.S. Average |
---|---|
12.53% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Garden Savings had $4,158,311 in non-current loans and $1,111,875 in owned assets. To cover these potential losses it had $37,410,851 in net worth and $4,657,151 in loans loss reserves. That gives it a Texas Ratio of 12.53%.
Garden Savings | U.S. Average |
---|---|
8.57% | 13.93% |
Garden Savings FCU has a net worth of 8.57% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Garden Savings
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