Frontwave Credit Union
Headquarters
1278 Rocky Point Dr
Oceanside, CA 92056
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2024 Overview
General Credit Union Information
Frontwave is an NCUA insured institution located in Oceanside, CA. It was founded in 1952 and has approximately $1528.67 millions in assets.
Who can join?
You qualify for membership if you:
Live, work or worship in either San Diego, Riverside or San Bernardino Counties.
Are an immediate family member of a current PMCU member.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68494 |
| Date Established | 1952 |
| Assets | $1,528.67 million |
| Loans | $943.96 million |
| Deposits | $1,185.76 million |
| Capital | $138.25 million |
Field of Membership Restrictions
Membership in Pacific Marine Credit Union is open to those who live, worship or work in San Diego, San Bernardino or Riverside Counties in California.
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
1.50% | $1,000 | - |
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|
| 10 Month
|
5.00% | $1,000 | - |
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|
| 12 Mo CD
|
3.50% | $1,000 | - |
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|
| 18 Month
|
6.00% | $1,000 | - |
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|
| 24 Mo CD
|
4.00% | $1,000 | - |
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|
| 36 Mo CD
|
3.00% | $1,000 | - |
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|
| 48 Mo CD
|
4.00% | $1,000 | - |
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|
| 60 Mo CD
|
4.50% | $1,000 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Frontwave
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 66247 |
6.576% | 6.500% | 0.75 | $2,544 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.953% | 6.875% | 0.63 | $2,534 | $2,103 | Learn More |
NMLS ID: 1907 |
7.093% | 7.000% | 1.00 | $3,002 | $2,129 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
Learn More
More Info |
Note to Frontwave
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Frontwave branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Frontwave Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1796.12 | A | View Lobby Hours | |
| 1816.22 | B | View Lobby Hours | |
| 1836.55 | C | View Lobby Hours | |
| 1837.00 | D | View Lobby Hours | |
| 1837.00 | E | View Lobby Hours | |
| 1862.26 | F | View Lobby Hours | |
| 1863.72 | G | View Lobby Hours | |
| 1871.85 | H | View Lobby Hours | |
| 1873.63 | I | View Lobby Hours | |
| 1876.13 | J | View Lobby Hours | |
| 1879.06 | K | View Lobby Hours | |
| 1879.78 | L | View Lobby Hours | |
| 1880.09 | M | View Lobby Hours |
Climate Policy and Initiatives
FRONTWAVE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Frontwave Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Frontwave. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Frontwave | U.S. Average |
|---|---|
| 1.28% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Frontwave had $1,821,599 in non-current loans and $14,184 in owned assets. To cover these potential losses it had $138,250,255 in net worth and $4,958,674 in loans loss reserves. That gives it a Texas Ratio of 1.28%.
Net Worth
| Frontwave | U.S. Average |
|---|---|
| 9.04% | 13.93% |
Frontwave FCU has a net worth of 9.04% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Frontwave
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