Fort Sill Federal Credit Union

Headquarters

Po Box 1527
Lawton, OK 73502
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 0.35% 4.80% →
2-Year CD 0.40% 4.25% →
5-Year CD 0.55% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

Reviewed by Dethraw | November 23, 2022 |

have been banking with FSFCU since 1994 when i joined active duty. I kept my account here after i came off of active duty in 2006 and joined the Army Reserves. Unfortunately some way my card seems to get compromise and i have to ordwr a new one. The representative always offers different ways you can receive the card. I work for the USPS, so I always choose express. I know if they go and mail the card by the cutoff time that i should receive it when the bank tells me or they can receive their money back because it is a gauranteed date.

FSFCU is guilty with charging the customer telling them it will get there the next day and not going to mail the card until late or forgetting to mail the card. The first time it took 7 days to receive my replacement card that was suppose to be mailed express and received the next day. Everytime i called it was a different excuse and the bank still wanted me to pay the express fee after it was their fault until i had to really let them know that customera has righta as well. I called 11/21/22 and the customer representatitve assured me that my card qas beint sent out. I went to the post office that i am employeed and there is no express that arrived for me. I called FSFCU back to let them know my card didnt come in and ahe stated it was only12:43. I told her that work at the post office that the card was suppose to arrive and the card didnt arrive with the express. She place me on hold for a long period of time and came back and said it was sent to the wrong place. I ask her if i could havw the.tracking number and she said sure let me obtain it. She came back on and stated because the card was accidently addressed to someone else that they couldn't give me that information. I stated if it is addressed to someone else, then it wasn't my card. She kept with the lies and told me they could send it out today but it wouldn't arrive until friday. I dont know how she would know this if it wasnt mailed yet. So i ask for the tracking number and ofcourse she couldnt provide it. She told me she would call me back with it and the date of arrival. I called back and it hadnt been mailed yet so ofcourse the cutoff date was missed. The representative finally called back and lied and said ahe mailed it earlier. I checked the time when it was mailed and it wasnt mailed intil my second call to.rhem which was too late for next day service. I needed this card for my travels. They are really not concerned with the customer's need. You offer something, the bank shoukd do their best to follow through with the plans. I am so dissatisfied with the card replacement service because it seems that they cheat alot of people out of their money if they dont know how the postal service work.


2024 Overview

General Credit Union Information

Fort Sill is an NCUA insured institution located in Lawton, OK. It was founded in 1956 and has approximately $372.27 millions in assets.

Who is Eligible for Membership at Fort Sill Federal Credit Union?

To join Fort Sill Federal Credit Union you should work, live, attend school or worship in Comanche County. You also qualify if you are an immediate family member of anyone qualified for membership, living or deceased.

Immediate family is defined as:
A spouse, child, sibling, parent, grandparent or grandchild. This includes stepparents, stepchildren, stepsiblings, and adoptive relationships.
*In laws often qualify
*Persons retired as pensioners or annuitants from Comanche County businesses also qualify.

NCUA Insured Yes / Federally Chartered
Charter Number # # 10832
Date Established 1956
Assets $372.27 million
Loans $195.63 million
Deposits $339.01 million
Capital $41.04 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in Comanche County.

Deposit Rates - November 14, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.30% $10,000 $14,999 Learn More
6 Mo CD
0.30% $100,000 $199,999 Learn More
12 Mo CD
0.35% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More
24 Mo CD
0.40% $10,000 $14,999 Learn More
24 Mo CD
0.40% $100,000 $199,999 Learn More
36 Mo CD
0.45% $10,000 $14,999 Learn More
36 Mo CD
0.45% $100,000 $199,999 Learn More
48 Mo CD
0.50% $10,000 $14,999 Learn More
48 Mo CD
0.50% $100,000 $199,999 Learn More
60 Mo CD
0.55% $10,000 $14,999 Learn More
60 Mo CD
0.55% $100,000 $199,999 Learn More
Checking Rates APY MIN FEE
PREMIUM PLUS 2.27% $0 $0.00 Learn MoreShow Less

Loan Rates - November 14, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Fort Sill

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.494% 6.375% 0.88 $4,010 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.865% 6.750% 1.00 $3,775 $2,076 Learn More
Rocket Mortgage
NMLS ID: 3030
7.225% 7.125% 1.00 $3,200 $2,156 Learn More
Neighbors Bank
NMLS ID: 491986
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
9.250 %
After Intro: 9.250 %
$0 Learn More
More Info

Note to Fort Sill
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Fort Sill branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Fort Sill Locations around zip code 43085


BranchDistance Map View Lobby Hours

Fort Sill Branch

895.15 A View Lobby Hours

Welcome Center

895.63 B View Lobby Hours

East Branch

897.15 C View Lobby Hours


Climate Policy and Initiatives

FORT SILL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Fort Sill Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Fort Sill. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Fort Sill U.S. Average
11.73% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Fort Sill had $4,501,864 in non-current loans and $445,244 in owned assets. To cover these potential losses it had $41,044,543 in net worth and $1,117,732 in loans loss reserves. That gives it a Texas Ratio of 11.73%.

Net Worth
Fort Sill U.S. Average
11.03% 13.93%

Fort Sill FCU has a net worth of 11.03% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Fort Sill


  • November 23, 2022 |

    have been banking with FSFCU since 1994 when i joined active duty. I kept my account here after i came off of active duty in 2006 and joined the Army Reserves. Unfortunately some way my card seems to get compromise and i have to ordwr a new one. The representative always offers different ways you can receive the card. I work for the USPS, so I always choose express. I know if they go and mail the card by the cutoff time that i should receive it when the bank tells me or they can receive their money back because it is a gauranteed date.

    FSFCU is guilty with charging the customer telling them it will get there the next day and not going to mail the card until late or forgetting to mail the card. The first time it took 7 days to receive my replacement card that was suppose to be mailed express and received the next day. Everytime i called it was a different excuse and the bank still wanted me to pay the express fee after it was their fault until i had to really let them know that customera has righta as well. I called 11/21/22 and the customer representatitve assured me that my card qas beint sent out. I went to the post office that i am employeed and there is no express that arrived for me. I called FSFCU back to let them know my card didnt come in and ahe stated it was only12:43. I told her that work at the post office that the card was suppose to arrive and the card didnt arrive with the express. She place me on hold for a long period of time and came back and said it was sent to the wrong place. I ask her if i could havw the.tracking number and she said sure let me obtain it. She came back on and stated because the card was accidently addressed to someone else that they couldn't give me that information. I stated if it is addressed to someone else, then it wasn't my card. She kept with the lies and told me they could send it out today but it wouldn't arrive until friday. I dont know how she would know this if it wasnt mailed yet. So i ask for the tracking number and ofcourse she couldnt provide it. She told me she would call me back with it and the date of arrival. I called back and it hadnt been mailed yet so ofcourse the cutoff date was missed. The representative finally called back and lied and said ahe mailed it earlier. I checked the time when it was mailed and it wasnt mailed intil my second call to.rhem which was too late for next day service. I needed this card for my travels. They are really not concerned with the customer's need. You offer something, the bank shoukd do their best to follow through with the plans. I am so dissatisfied with the card replacement service because it seems that they cheat alot of people out of their money if they dont know how the postal service work.

  • January 2, 2018 |

    6201 NW Cache Road- This credit union has extremely long lines and are regularly short of tellers. I've been present when some customers have either walked out upon entering and seeing the length of the line, and/or the elderly were unable (because of physical fatigue or handicap) to wait any longer and choose to leave. There have been instances when the desk tellers were running back and forth because they were also working the drive-up windows simultaneously. The tellers were doing their best, but very lacking in professionalism. I now expect to wait in line 45 min. each time I go in, because that is the normal situation. The tellers are usually very nice, but seem to be under-trained. The whole place seems to be disorganized. The first time I walked in to open an account, I thought it was 'casual' Friday, I now know after 4 months of banking here that that is the normal state of employee dress (t-shirts and jeans), I should have realized after waiting almost 2 hours to get to speak to an acct. mgr. that there were going to be future problems. The nicest thing about the credit union is that it is clean, and the security guards are always friendly and nice. I've considered changing credit unions, and the only reason I haven't 'yet', is because the location is closest to my home. I'm shopping around now to find a new banking institution.


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