Fort Mcclellan Credit Union
Headquarters
1010 Golden Springs Rd
Anniston, AL 36207
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2024 Overview
General Credit Union Information
Fort Mcclellan is an NCUA insured institution located in Anniston, AL. It was founded in 1953 and has approximately $231.14 millions in assets.
Who can jion?
FMCU membership includes anyone that lives, works, or attends school in Calhoun, Cleburne, Talladega, Clay, Randolph, Cherokee, Etowah, St Clair and Chambers Counties.
Some other membership qualifications are:
City, County, State and Federal employees living or working in St. Clair and Etowah Counties.
All National Guard and US Army Reserve Personnel within the trade area of Fort McClellan Credit Union.
Any relative of members, regardless of residence or place of employment.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 61800 |
| Date Established | 1953 |
| Assets | $231.14 million |
| Loans | $101.55 million |
| Deposits | $198.61 million |
| Capital | $29.55 million |
Field of Membership Restrictions
Fort McClellan Credit Union of Alabama is open to the residents, registered students, and the people that maintain employment within these qualified counties: Calhoun, Cleburne, Talladega, Clay, Randolph, and Cherokee, as well as, any government employees; no matter what level, office, or agency, as long as they reside or operate within Etowah or St. Clair County, any National Guard or US Army Reserve that resides or works within the qualified credit union trade area, and the family members of current credit union members.
Deposit Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.35% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 12 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.81% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.81% | $100,000 | $199,999 |
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|
Loan Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Fort Mcclellan
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.863% | 6.750% | 1.00 | $3,705 | $2,076 | Learn More |
NMLS ID: 2592312 License#: RM.805266.000 |
6.879% | 6.750% | 1.00 | $4,432 | $2,076 | Learn More |
NMLS ID: 401822 |
7.034% | 6.875% | 1.00 | $5,195 | $2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to Fort Mcclellan
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Branches
Below are Fort Mcclellan branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Fort Mcclellan Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 450.14 | A | View Lobby Hours | |
| 456.43 | B | View Lobby Hours | |
| 460.05 | C | View Lobby Hours | |
| 489.70 | D | View Lobby Hours |
Climate Policy and Initiatives
FORT MCCLELLAN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Fort Mcclellan Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Fort Mcclellan. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Fort Mcclellan | U.S. Average |
|---|---|
| 3.71% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Fort Mcclellan had $1,048,469 in non-current loans and $72,814 in owned assets. To cover these potential losses it had $29,554,529 in net worth and $686,010 in loans loss reserves. That gives it a Texas Ratio of 3.71%.
Net Worth
| Fort Mcclellan | U.S. Average |
|---|---|
| 12.78% | 13.93% |
Fort Mcclellan FCU has a net worth of 12.78% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Fort Mcclellan
ADS
August 16, 2021 |
I have had 2-3 car loans with them with no problems. I called to check on refinancing my current vehicle of which they currently hold the loan. For some reason, and without my consent, they ran my credit. My score has now dropped 23 points and it’s “oh so sorry. We can’t do anything for you.” As soon as I can, I will take my car loan to USAA.
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