Foothill Federal Credit Union

Headquarters

250 W Colorado Blvd, Ste 250
Arcadia, CA 91007
See all branch locations →

Notable Rates	APY	Vs.Others
Savings	N.A.	4.60% →
1-Year CD	N.A.	4.59% →
2-Year CD	N.A.	4.00% →
5-Year CD	N.A.	4.00% →
30-Year Mortgage	N.A.	4.91% →
15-Year Mortgage	N.A.	4.39% →
HELOC	N.A.	0.99% →

Overview
Membership
Deposit Rates
Loan Rates
Branches
Climate
Financial Details
FAQs
Reviews

2025 Overview

General Credit Union Information

Foothill is an NCUA insured institution located in Arcadia, CA. It was founded in 1958 and has approximately $763.24 millions in assets.

Who can join?

Foothill Federal Credit Union serves over 260 Select Employer Groups in the San Gabriel Valley. If you work for a Select Employee Group, then you are eligible to join.


NCUA Insured	Yes / Federally Chartered
Charter Number #	# 12425
Date Established	1958
Assets	$763.24 million
Loans	$514.81 million
Deposits	$643.64 million
Capital	$93.25 million

Field of Membership Restrictions

Membership is open to members of the credit union's Select Employer Group and to immediate family of those eligible.

Deposit Rates - December 13, 2025

Your Current Location: Utah, UT 10007

Checking Rates	APY	MIN	FEE
Reward Checking	4.50%	$0	$3.00	Learn MoreShow Less

Advertiser Disclosure

Loan Rates - December 13, 2025

Your Current Location: Utah, UT 10007

There are currently no loan rates available for Foothill

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Utah 30 Year Fixed Mortgage Rates 2025

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1907	0.000%	0.000%	0.00	$0	$0	Learn More
NMLS ID: 1006977	5.874%	5.750%	1.00	$4,408	$1,868	Learn More
NMLS ID: 3138	6.083%	5.990%	1.00	$3,200	$1,917	Learn More
NMLS ID: 6606	6.218%	6.125%	1.00	$3,178	$1,945	Learn More

See More Mortgage Rates →

Featured - Utah Home Equity Line Of Credit Rates 2025

Lender	APR (%)^?	Monthly Payment^?	Learn More
PenFed Credit Union See Table	0.000 %	$0	Learn More More Info
Interest-only payments during the 10-year draw period Loans Amounts from $25,000 - $500,000. Get a HELOC from PenFed to Put Your Home Equity to Work. HELOCs Can Offer Lower Rates Than Credit Cards or Personal Loans. Home Equity Line of Credit - Equal Housing Lender.
Upstart Home Lending See Table	Intro APR 6.520 % After Intro: 6.520 %	$20,800	Learn More More Info
1. Upstart Mortgage offers HELOCs from $26K-$250K. An initial draw of 80% of the approved credit limit is required at account opening. 2. Terms shown here are subject to change without notice. APRs for initial advances range from 6.52% to 18.00% based on rates offered as of July 2025. The lowest rate is only available to consumers willing to become a member of a credit union and to those who meet a minimum FICO score of 780, CLTV under 70%, and DTI under 45%. Your actual rate will depend on many factors such as your credit history, combined loan-to-value ratio (CLTV), line amount, loan term, lien position, and property state. Origination fee to open an account is between 0% and 4.99% of the approved credit limit. The Annual Percentage Rate ("APR") is variable and based on the Prime Rate as published in the Wall Street Journal "Money Rates" table plus or minus a margin. Your APR will never be less than 3.99% or greater than 18.00%. Property insurance is required. 3. All mortgage lending conducted by Upstart Mortgage, LLC dba Upstart Home Lending. NMLS #2443873 As low as 6.52% APR on your initial draw* Get your money up to 10x faster than the industry standard Fixed rate on each draw No paperwork needed to apply
Valley Strong Credit Union See Table	Intro APR 6.850 % After Intro: 6.850 %	$15,000	Learn More More Info
Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day closing assumes closing the loan with our remote online notary. Closing timelines will be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Get your offer in 5 minutes and funding in as few as 5 days Personalized banking solutions to help reach your financial goals Up to $400K Terms of 10,15, or 30 years

See More Home Equity Rates →

Note to Foothill
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Foothill branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Hurricane,Utah

Foothill Locations around zip code 10007

Branch	Distance	Map	View Lobby Hours
Glendora	319.68	A	View Lobby Hours
Covina	323.47	B	View Lobby Hours
Corporate Office	327.23	C	View Lobby Hours
FEDCOMP INC	1908.55	D	View Lobby Hours

View Branches Nationwide →

Climate Policy and Initiatives

FOOTHILL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

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Financial Details

Foothill Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Foothill. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Foothill	U.S. Average
1.34%	5.63

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2025, Foothill had $1,274,518 in non-current loans and $0 in owned assets. To cover these potential losses it had $93,245,868 in net worth and $1,740,023 in loans loss reserves. That gives it a Texas Ratio of 1.34%.

Net Worth

Foothill	U.S. Average
12.2%	14.29%

Foothill FCU has a net worth of 12.2% versus the BestCashCow average of 14.29. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Foothill

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