2024 Overview
General Credit Union Information
Five County is an NCUA insured institution located in Bath, ME. It was founded in 1956 and has approximately $368.62 millions in assets.
Who can join?
Field of membership includes:
Anyone who works, resides or worships in Androscoggin, Cumberland, Lincoln, Kennebec, Knox, Sagadahoc, Somerset or Waldo County.
Employees of Bath Iron Works
Employees of Five County Credit Union
Relatives of existing members
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67993 |
| Date Established | 1956 |
| Assets | $368.62 million |
| Loans | $281.72 million |
| Deposits | $326.25 million |
| Capital | $35.42 million |
Field of Membership Restrictions
Five County Credit Union of Maine is open to the residents, church members, and the people that maintain employment within these qualified counties: Androscoggin, Cumberland, Kennebec, Lincoln, Sagadahoc, Somerset, Waldo and Knox as well as the employees of Bath Iron Works, the credit union employees and the family members of current credit union members.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.03% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.20% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.01% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.01% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.03% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Five County
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 1907 |
7.181% | 7.125% | 0.63 | $1,802 | $2,156 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Five County
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Five County branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Five County Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 716.86 | A | View Lobby Hours | |
| 717.25 | B | View Lobby Hours | |
| 722.22 | C | View Lobby Hours | |
| 722.42 | D | View Lobby Hours | |
| 734.77 | E | View Lobby Hours | |
| 735.27 | F | View Lobby Hours | |
| 743.08 | G | View Lobby Hours | |
| 744.92 | H | View Lobby Hours | |
| 748.65 | I | View Lobby Hours | |
| 750.13 | J | View Lobby Hours | |
| 762.75 | K | View Lobby Hours | |
| 776.06 | L | View Lobby Hours | |
| 778.07 | M | View Lobby Hours | |
| 790.09 | N | View Lobby Hours |
Climate Policy and Initiatives
FIVE COUNTY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Five County Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Five County. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Five County | U.S. Average |
|---|---|
| 2.63% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Five County had $961,193 in non-current loans and $1,577 in owned assets. To cover these potential losses it had $35,421,123 in net worth and $1,213,034 in loans loss reserves. That gives it a Texas Ratio of 2.63%.
Net Worth
| Five County | U.S. Average |
|---|---|
| 9.73% | 13.93% |
Five County FCU has a net worth of 9.73% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Five County
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