230 W Monroe St, Suite 2850
Chicago, IL 60606
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First Northern is an NCUA insured institution located in Chicago, IL. It was founded in 1944 and has approximately $337.69 millions in assets.
Who can join?
You can hve the benefits of membership with First Northern Credit Union if you fall under one of the following categories:
• You live or work in the following counties in Illinois: Winnebago, Lee, Boone, Ogle, McHenry, Dekalb, DuPage, Kane, Will, Grundy, Kendall County, or persons who live, work, worship or attend school in, and businesses and other legal entities located in Stephenson County, IL.
• You live or work in the City of Evanston
• You are a Northwestern University Student, Alumni or Employee
• You are a tenant or an employee of tenants at the 230 W. Monroe building (under the management of Douglas Elliman-Beitler Management Corporation)
• You are a tenant or an employee of tenants at the 541 N. Fairbanks Court, Chicago, IL building (under the management of Golub Realty Services, LLC)
• You are related to a current member of First Northern Credit Union
NCUA Insured | Yes / State-Chartered |
Charter Number # | # 66359 |
Date Established | 1944 |
Assets | $337.69 million |
Loans | $217.53 million |
Deposits | $304.54 million |
Capital | $31.74 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.15% | $2,500 | $4,999 |
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|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
Money Market
|
0.05% | $10,000 | $14,999 |
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|
Money Market
|
0.35% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
18 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
18 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
36 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
36 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
60 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
60 Mo CD
|
0.90% | $100,000 | $199,999 |
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|
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for First Northern
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.981% | 6.875% | 0.88 | $3,442 | $2,103 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 1907 |
Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to First Northern
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are First Northern branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
278.91 | A | View Lobby Hours | |
279.24 | B | View Lobby Hours | |
287.07 | C | View Lobby Hours | |
353.85 | D | View Lobby Hours |
FIRST NORTHERN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of First Northern. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
First Northern | U.S. Average |
---|---|
7.13% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, First Northern had $2,369,308 in non-current loans and $25,325 in owned assets. To cover these potential losses it had $31,743,866 in net worth and $1,826,905 in loans loss reserves. That gives it a Texas Ratio of 7.13%.
First Northern | U.S. Average |
---|---|
9.4% | 13.93% |
First Northern FCU has a net worth of 9.4% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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