First Community Cu Of Beloit Credit Union
Headquarters
1702 Park Ave
Beloit, WI 53511
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2024 Overview
General Credit Union Information
First Community Cu Of Beloit is an NCUA insured institution located in Beloit, WI. It was founded in 1933 and has approximately $349.73 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67214 |
| Date Established | 1933 |
| Assets | $349.73 million |
| Loans | $305.86 million |
| Deposits | $292.88 million |
| Capital | $38.40 million |
Field of Membership Restrictions
First Community Credit Union of Wisconsin is open to the residents and the people that maintain employment within these qualified Wisconsin locations: Rock, Green, Dane, Jefferson, Iowa, Grant, Lafayette and Walworth; along with these counties in Illinois: Winnebago, Jo Daviess, McHenry, Boone, and Stevenson.
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.05% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
|
Premium Money Market Account
|
0.15% | $10,000 | $14,999 |
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|
|
Premium Money Market Account
|
0.15% | $25,000 | $34,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.10% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.10% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for First Community Cu Of Beloit
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 66247 |
6.576% | 6.500% | 0.75 | $2,544 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.953% | 6.875% | 0.63 | $2,534 | $2,103 | Learn More |
NMLS ID: 1907 |
7.093% | 7.000% | 1.00 | $3,002 | $2,129 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
Learn More
More Info |
Note to First Community Cu Of Beloit
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Branches
Below are First Community Cu Of Beloit branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
First Community Cu Of Beloit Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 357.32 | A | View Lobby Hours | |
| 365.19 | B | View Lobby Hours | |
| 370.27 | C | View Lobby Hours | |
| 397.54 | D | View Lobby Hours |
Climate Policy and Initiatives
FIRST COMMUNITY CU OF BELOIT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
First Community Cu Of Beloit Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of First Community Cu Of Beloit. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| First Community Cu Of Beloit | U.S. Average |
|---|---|
| 6.29% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, First Community Cu Of Beloit had $2,181,148 in non-current loans and $271,030 in owned assets. To cover these potential losses it had $38,399,498 in net worth and $562,567 in loans loss reserves. That gives it a Texas Ratio of 6.29%.
Net Worth
| First Community Cu Of Beloit | U.S. Average |
|---|---|
| 10.92% | 13.93% |
First Community Cu Of Beloit FCU has a net worth of 10.92% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for First Community Cu Of Beloit
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