First Community Cu Of Beloit Credit Union

Headquarters

1702 Park Ave
Beloit, WI 53511
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 0.20% 4.80% →
2-Year CD 0.35% 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

First Community Cu Of Beloit is an NCUA insured institution located in Beloit, WI. It was founded in 1933 and has approximately $349.73 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67214
Date Established 1933
Assets $349.73 million
Loans $305.86 million
Deposits $292.88 million
Capital $38.40 million
 

Field of Membership Restrictions

First Community Credit Union of Wisconsin is open to the residents and the people that maintain employment within these qualified Wisconsin locations: Rock, Green, Dane, Jefferson, Iowa, Grant, Lafayette and Walworth; along with these counties in Illinois: Winnebago, Jo Daviess, McHenry, Boone, and Stevenson.

Deposit Rates - November 14, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
Money Market
0.05% $2,500 $2,999 Learn More
Money Market
0.10% $10,000 $14,999 Learn More
Money Market
0.15% $25,000 $29,999 Learn More
Premium Money Market Account
0.15% $10,000 $14,999 Learn More
Premium Money Market Account
0.15% $25,000 $34,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.10% $10,000 $14,999 Learn More
6 Mo CD
0.10% $100,000 $199,999 Learn More
12 Mo CD
0.20% $10,000 $14,999 Learn More
12 Mo CD
0.20% $100,000 $199,999 Learn More
18 Mo CD
0.25% $10,000 $14,999 Learn More
18 Mo CD
0.25% $100,000 $199,999 Learn More
24 Mo CD
0.35% $10,000 $14,999 Learn More
24 Mo CD
0.35% $100,000 $199,999 Learn More
36 Mo CD
0.45% $10,000 $14,999 Learn More
36 Mo CD
0.45% $100,000 $199,999 Learn More
48 Mo CD
0.55% $10,000 $14,999 Learn More
48 Mo CD
0.55% $100,000 $199,999 Learn More

Loan Rates - November 14, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for First Community Cu Of Beloit

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.584% 6.500% 0.50 $2,810 $2,023 Learn More
PenFed Credit Union
NMLS ID: 401822
6.692% 6.500% 1.00 $6,400 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.866% 6.750% 1.00 $3,801 $2,076 Learn More
AimLoan.com
NMLS ID: 2890
License#: MBMB.850089.000
6.992% 6.875% 0.88 $3,833 $2,103 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to First Community Cu Of Beloit
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are First Community Cu Of Beloit branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


First Community Cu Of Beloit Locations around zip code 43085


BranchDistance Map View Lobby Hours

Rockford Branch

357.32 A View Lobby Hours

Main Office

365.19 B View Lobby Hours

Janesville Branch

370.27 C View Lobby Hours

Monroe Branch

397.54 D View Lobby Hours


Climate Policy and Initiatives

FIRST COMMUNITY CU OF BELOIT is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

First Community Cu Of Beloit Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Community Cu Of Beloit. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Community Cu Of Beloit U.S. Average
6.29% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, First Community Cu Of Beloit had $2,181,148 in non-current loans and $271,030 in owned assets. To cover these potential losses it had $38,399,498 in net worth and $562,567 in loans loss reserves. That gives it a Texas Ratio of 6.29%.

Net Worth
First Community Cu Of Beloit U.S. Average
10.92% 13.93%

First Community Cu Of Beloit FCU has a net worth of 10.92% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for First Community Cu Of Beloit

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