First Community Credit Union
Headquarters
Po Box 2180
Jamestown, ND 58402
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2024 Overview
General Credit Union Information
First Community is an NCUA insured institution located in Jamestown, ND. It was founded in 1939 and has approximately $1361.49 millions in assets.
Who can join?
If you reside within a seventy-five mile radius of Jamestown or Portland, ND, or within a fifty mile radius of Valley City, Oakes, Napoleon, Steele, Bismarck, Wahpeton, and Wishek, North Dakota. Those immediate family members living outside First Community’s Field of Membership may also join.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 60103 |
| Date Established | 1939 |
| Assets | $1,361.49 million |
| Loans | $978.55 million |
| Deposits | $1,033.78 million |
| Capital | $166.80 million |
Field of Membership Restrictions
Membership in First Community Credit Union is open to the following: (1) those who live within a 75-mile radius of Portland or Jamestown, North Dakota; (2) those who live within a 50-mile radius of Valley City, Oakes, Napoleon, Steele, Bismarck, Wahpeton, and Wishek, North Dakota.
Deposit Rates - November 5, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.02% | $2,500 | $4,999 |
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|
|
Money Market
|
0.03% | $2,500 | $2,999 |
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|
|
Money Market
|
0.03% | $10,000 | $14,999 |
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|
|
Money Market
|
0.03% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.90% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.10% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.15% | $100,000 | $199,999 |
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|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Var IRA
|
0.02% | $1 | $499 | Learn More |
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.02% | $1 | $99 | Learn More |
| Int Ckg
|
0.02% | $2,500 | $3,499 | Learn More |
Loan Rates - November 5, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for First Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.368% | 6.250% | 0.75 | $4,000 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.482% | 6.375% | 0.75 | $3,610 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to First Community
To upload and update your bank's rates please register.
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Branches
Below are First Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
First Community Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 843.83 | A | View Lobby Hours | |
| 849.22 | B | View Lobby Hours | |
| 875.60 | C | View Lobby Hours | |
| 881.19 | D | View Lobby Hours | |
| 906.68 | E | View Lobby Hours | |
| 929.50 | F | View Lobby Hours | |
| 960.58 | G | View Lobby Hours | |
| 960.61 | H | View Lobby Hours | |
| 960.82 | I | View Lobby Hours | |
| 979.11 | J | View Lobby Hours | |
| 997.10 | K | View Lobby Hours | |
| 1015.34 | L | View Lobby Hours | |
| 1054.74 | M | View Lobby Hours | |
| 1055.23 | N | View Lobby Hours |
Climate Policy and Initiatives
FIRST COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
First Community Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of First Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| First Community | U.S. Average |
|---|---|
| 4.10% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, First Community had $6,795,174 in non-current loans and $392,124 in owned assets. To cover these potential losses it had $166,800,700 in net worth and $8,701,220 in loans loss reserves. That gives it a Texas Ratio of 4.10%.
Net Worth
| First Community | U.S. Average |
|---|---|
| 12.25% | 13.93% |
First Community FCU has a net worth of 12.25% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for First Community
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