First Choice Community Credit Union

Headquarters

100 N 17th St
Knoxville, TN 37921
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.15% 5.50% →
1-Year CD 0.60% 4.80% →
2-Year CD 0.75% 4.25% →
5-Year CD 1.05% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

First Choice Community is an NCUA insured institution located in Knoxville, TN. It was founded in 1934 and has approximately $48.93 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67185
Date Established 1934
Assets $48.93 million
Loans $21.88 million
Deposits $41.53 million
Capital $7.18 million
 

Deposit Rates - November 14, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.15% $2,500 $4,999 Learn More
Money Market
0.25% $2,500 $2,999 Learn More
Money Market
0.30% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.60% $10,000 $14,999 Learn More
12 Mo CD
0.60% $100,000 $199,999 Learn More
18 Mo CD
0.65% $10,000 $14,999 Learn More
18 Mo CD
0.65% $100,000 $199,999 Learn More
24 Mo CD
0.75% $10,000 $14,999 Learn More
24 Mo CD
0.75% $100,000 $199,999 Learn More
36 Mo CD
0.90% $10,000 $14,999 Learn More
36 Mo CD
0.90% $100,000 $199,999 Learn More
60 Mo CD
1.05% $10,000 $14,999 Learn More
60 Mo CD
1.05% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.10% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 14, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for First Choice Community

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Price Mortgage, LLC
NMLS ID: 1429043
License#: RM.804500.000
6.391% 6.250% 0.50 $4,800 $1,971 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.494% 6.375% 0.88 $4,010 $1,997 Learn More
AimLoan.com
NMLS ID: 2890
License#: MBMB.850089.000
6.618% 6.500% 0.88 $3,949 $2,023 Learn More
PenFed Credit Union
NMLS ID: 401822
6.692% 6.500% 1.00 $6,400 $2,023 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
9.250 %
After Intro: 9.250 %
$0 Learn More
More Info

Note to First Choice Community
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are First Choice Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


First Choice Community Locations around zip code 43085




Climate Policy and Initiatives

FIRST CHOICE COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


Add Your Review


or use your BestCashCow account

or

Financial Details

First Choice Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Choice Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Choice Community U.S. Average
1.47% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, First Choice Community had $96,517 in non-current loans and $10,815 in owned assets. To cover these potential losses it had $7,178,904 in net worth and $130,560 in loans loss reserves. That gives it a Texas Ratio of 1.47%.

Net Worth
First Choice Community U.S. Average
14.67% 13.93%

First Choice Community FCU has a net worth of 14.67% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for First Choice Community

There are currently no comments for FIRST CHOICE COMMUNITY. Be the first to share your experience. Please provide comments that will help others.


Add Your Review


or use your BestCashCow account

or