P.o. Box 762 Cove Station
Weirton, WV 26062
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First Choice America Community is an NCUA insured institution located in Weirton, WV. It was founded in 1939 and has approximately $632.99 millions in assets.
Who can join?
First Choice America Community Federal Credit Union membership is open to those who work, reside, worship, or attend school in:
Hancock, Brooke, and Ohio Counties, West Virginia
Jefferson County, Ohio
Cities of Benwood and McMechen, West Virginia
Cities of Bellaire and Shadyside, Ohio
Townships of Hanover, Jefferson, Independence, Donegal, Smith, Cross Creek, Hopewell, Blaine, Buffalo, West Finley, East Finley, South Franklin, and Morris in Washington County, Pennsylvania
Also eligible are:
Businesses and other legal entities located in any of the above areas
Spouses of persons who died within the field of membership of the Credit Union
Persons retired as pensioners or annuitants from an employer located in the field of membership
Volunteers in the community
Members of the immediate family and household; and or organizations of such persons
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 3264 |
Date Established | 1939 |
Assets | $632.99 million |
Loans | $138.54 million |
Deposits | $525.42 million |
Capital | $104.92 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.05% | $2,500 | $4,999 |
Learn More
|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
18 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
18 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
30 Mo CD
|
0.55% | $10,000 | $14,999 |
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|
30 Mo CD
|
0.55% | $100,000 | $199,999 |
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|
36 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
36 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
48 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
48 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
60 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
60 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
Int Checking Rates | APY | MIN | MAX | |
---|---|---|---|---|
Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for First Choice America Community
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
NMLS ID: 491986 |
Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to First Choice America Community
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are First Choice America Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
120.88 | A | View Lobby Hours | |
122.81 | B | View Lobby Hours | |
124.38 | C | View Lobby Hours | |
124.71 | D | View Lobby Hours | |
128.47 | E | View Lobby Hours | |
131.20 | F | View Lobby Hours | |
131.38 | G | View Lobby Hours | |
133.25 | H | View Lobby Hours | |
136.52 | I | View Lobby Hours |
FIRST CHOICE AMERICA COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of First Choice America Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
First Choice America Community | U.S. Average |
---|---|
0.45% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, First Choice America Community had $467,523 in non-current loans and $11,500 in owned assets. To cover these potential losses it had $104,919,940 in net worth and $1,531,315 in loans loss reserves. That gives it a Texas Ratio of 0.45%.
First Choice America Community | U.S. Average |
---|---|
16.58% | 13.93% |
First Choice America Community FCU has a net worth of 16.58% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for First Choice America Community
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