First Choice America Community Federal Credit Union

Headquarters

P.o. Box 762 Cove Station
Weirton, WV 26062
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.05% 5.50% →
1-Year CD 0.35% 4.80% →
2-Year CD 0.50% 4.25% →
5-Year CD 0.95% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

First Choice America Community is an NCUA insured institution located in Weirton, WV. It was founded in 1939 and has approximately $632.99 millions in assets.

Who can join?

First Choice America Community Federal Credit Union membership is open to those who work, reside, worship, or attend school in:

Hancock, Brooke, and Ohio Counties, West Virginia
Jefferson County, Ohio
Cities of Benwood and McMechen, West Virginia
Cities of Bellaire and Shadyside, Ohio
Townships of Hanover, Jefferson, Independence, Donegal, Smith, Cross Creek, Hopewell, Blaine, Buffalo, West Finley, East Finley, South Franklin, and Morris in Washington County, Pennsylvania
Also eligible are:

Businesses and other legal entities located in any of the above areas
Spouses of persons who died within the field of membership of the Credit Union
Persons retired as pensioners or annuitants from an employer located in the field of membership
Volunteers in the community
Members of the immediate family and household; and or organizations of such persons

NCUA Insured Yes / Federally Chartered
Charter Number # # 3264
Date Established 1939
Assets $632.99 million
Loans $138.54 million
Deposits $525.42 million
Capital $104.92 million
 

Field of Membership Restrictions

Membership is open to those who live, work, worship, volunteer, or attend school and businesses located in Hanock County, Brooke County, Ohio County, City of Benwood, and the City of McMechen in West Virginia; Jefferson County,Cities of Bellaire and Shadyside in Ohio; ownships of Hanover, Jefferson, Independence, Donegal, Smith, Cross Creek, Hopewell, Blaine, Buffalo, West Finley, East Finley, South Franklin, and Morris in Washington County in Pennsylvania.

Deposit Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.05% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.25% $10,000 $14,999 Learn More
6 Mo CD
0.25% $100,000 $199,999 Learn More
12 Mo CD
0.35% $10,000 $14,999 Learn More
12 Mo CD
0.35% $100,000 $199,999 Learn More
18 Mo CD
0.45% $10,000 $14,999 Learn More
18 Mo CD
0.45% $100,000 $199,999 Learn More
24 Mo CD
0.50% $10,000 $14,999 Learn More
24 Mo CD
0.50% $100,000 $199,999 Learn More
30 Mo CD
0.55% $10,000 $14,999 Learn More
30 Mo CD
0.55% $100,000 $199,999 Learn More
36 Mo CD
0.60% $10,000 $14,999 Learn More
36 Mo CD
0.60% $100,000 $199,999 Learn More
48 Mo CD
0.75% $10,000 $14,999 Learn More
48 Mo CD
0.75% $100,000 $199,999 Learn More
60 Mo CD
0.95% $10,000 $14,999 Learn More
60 Mo CD
0.95% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.05% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for First Choice America Community

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.482% 6.375% 0.63 $3,600 $1,997 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.494% 6.375% 0.88 $4,010 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.953% 6.875% 0.63 $2,534 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.225% 7.125% 1.00 $3,200 $2,156 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info

Note to First Choice America Community
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are First Choice America Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

FIRST CHOICE AMERICA COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


Add Your Review


or use your BestCashCow account

or

Financial Details

First Choice America Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of First Choice America Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
First Choice America Community U.S. Average
0.45% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, First Choice America Community had $467,523 in non-current loans and $11,500 in owned assets. To cover these potential losses it had $104,919,940 in net worth and $1,531,315 in loans loss reserves. That gives it a Texas Ratio of 0.45%.

Net Worth
First Choice America Community U.S. Average
16.58% 13.93%

First Choice America Community FCU has a net worth of 16.58% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for First Choice America Community

There are currently no comments for FIRST CHOICE AMERICA COMMUNITY. Be the first to share your experience. Please provide comments that will help others.


Add Your Review


or use your BestCashCow account

or