First Castle Federal Credit Union
Headquarters
100 Cherokee Rose Ln
Covington, LA 70433
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2024 Overview
General Credit Union Information
First Castle is an NCUA insured institution located in Covington, LA. It was founded in 1934 and has approximately $69.16 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 5 |
| Date Established | 1934 |
| Assets | $69.16 million |
| Loans | $53.76 million |
| Deposits | $65.09 million |
| Capital | $1.99 million |
Field of Membership Restrictions
Membership in First Castle Federal Credit Union is open to those who live, work, worship or volunteer in St. Tammany Parish. Membership is also open to all USACE New Orleans District full and part time employees (must have a Corps ID) who do work in or for St. Tammany Parish.
Deposit Rates - November 25, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.40% | $2,500 | $4,999 |
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|
|
Money Market
|
0.25% | $2,500 | $2,999 |
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|
|
Money Market
|
0.35% | $10,000 | $14,999 |
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|
|
Money Market
|
0.45% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.45% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.45% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.91% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.91% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.08% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.08% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.13% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.13% | $100,000 | $199,999 |
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|
Loan Rates - November 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for First Castle
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.356% | 6.250% | 0.63 | $3,600 | $1,971 | Learn More |
NMLS ID: 1025894 |
6.710% | 6.625% | 0.63 | $2,818 | $2,049 | Learn More |
NMLS ID: 401822 |
7.034% | 6.875% | 1.00 | $5,195 | $2,103 | Learn More |
NMLS ID: 3030 |
7.212% | 7.125% | 0.88 | $2,800 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to First Castle
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Branches
Below are First Castle branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
First Castle Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 789.25 | A | View Lobby Hours |
Climate Policy and Initiatives
FIRST CASTLE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
First Castle Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of First Castle. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| First Castle | U.S. Average |
|---|---|
| 157.63% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, First Castle had $3,819,513 in non-current loans and $26,708 in owned assets. To cover these potential losses it had $1,991,623 in net worth and $448,433 in loans loss reserves. That gives it a Texas Ratio of 157.63%.
Net Worth
| First Castle | U.S. Average |
|---|---|
| 2.87% | 13.93% |
First Castle FCU has a net worth of 2.87% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for First Castle
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