800 Chestnut St.
Ottawa, IL 61350
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Financial Plus is an NCUA insured institution located in Ottawa, IL. It was founded in 1951 and has approximately $511.77 millions in assets.
Who can join?
Financial Plus Credit Union provides financial services and is open to:
- Anyone living or working in LaSalle, Bureau, Putnam or Grundy Counties
- Relatives of a current member by blood, adoption or marriage is eligible to join FPCU.
NCUA Insured | Yes / State-Chartered |
Charter Number # | # 61231 |
Date Established | 1951 |
Assets | $511.77 million |
Loans | $317.76 million |
Deposits | $446.10 million |
Capital | $66.15 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.05% | $2,500 | $4,999 |
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|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
6 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
12 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
18 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
18 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
36 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
36 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
60 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
60 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
Var IRA
|
0.10% | $1 | $499 | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Financial Plus
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.863% | 6.750% | 1.00 | $3,705 | $2,076 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 491986 |
Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
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More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to Financial Plus
To upload and update your bank's rates please register.
It is free to register and add rates.
Below are Financial Plus branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
324.52 | A | View Lobby Hours | |
338.60 | B | View Lobby Hours | |
343.10 | C | View Lobby Hours |
FINANCIAL PLUS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Financial Plus. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Financial Plus | U.S. Average |
---|---|
4.02% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Financial Plus had $2,618,707 in non-current loans and $99,600 in owned assets. To cover these potential losses it had $66,145,668 in net worth and $1,452,376 in loans loss reserves. That gives it a Texas Ratio of 4.02%.
Financial Plus | U.S. Average |
---|---|
12.91% | 13.93% |
Financial Plus FCU has a net worth of 12.91% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
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