Financial One Credit Union
Our records indicate that this credit union has been acquired by CENTRAL MINNESOTA.
Headquarters
843 40th Ave Ne
Columbia Height, MN 55421
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2024 Overview
General Credit Union Information
Financial One is an NCUA insured institution located in Columbia Height, MN. It was founded in 1933 and has approximately $204.39 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 64287 |
| Date Established | 1933 |
| Assets | $204.39 million |
| Loans | $183.05 million |
| Deposits | $167.03 million |
| Capital | $17.15 million |
Field of Membership Restrictions
Financial One Credit Union of Minnesota is open to the residents, church members, people that maintain employment or consistently conduct business in these eligible locations: Anoka County, Champlin City, and Northeast Minneapolis, the Minnesota DAV members, and the family members of current credit union members.
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
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|
|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.28% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.28% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.36% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.36% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.61% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.61% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
0.73% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
0.73% | $100,000 | $199,999 |
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|
Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Financial One
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.955% | 6.875% | 0.63 | $2,594 | $2,103 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 1907 |
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NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
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More Info |
Achieve Loans See Table |
Intro APR 10.625 % After Intro: 10.625 % |
$0 |
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More Info |
Note to Financial One
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Branches
Below are Financial One branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Financial One Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 402.12 | A | View Lobby Hours | |
| 646.80 | B | View Lobby Hours | |
| 650.47 | C | View Lobby Hours | |
| 654.74 | D | View Lobby Hours |
Climate Policy and Initiatives
FINANCIAL ONE is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Financial One Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Financial One. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Financial One | U.S. Average |
|---|---|
| 5.49% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Financial One had $1,004,099 in non-current loans and $10,236 in owned assets. To cover these potential losses it had $17,150,601 in net worth and $1,324,546 in loans loss reserves. That gives it a Texas Ratio of 5.49%.
Net Worth
| Financial One | U.S. Average |
|---|---|
| 8.39% | 13.93% |
Financial One FCU has a net worth of 8.39% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Financial One
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