Financial Health Federal Credit Union
Headquarters
P.o. Box 1367
Indianapolis, IN 46202
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2024 Overview
General Credit Union Information
Financial Health is an NCUA insured institution located in Indianapolis, IN. It was founded in 1971 and has approximately $34.09 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 20793 |
| Date Established | 1971 |
| Assets | $34.09 million |
| Loans | $15.20 million |
| Deposits | $29.96 million |
| Capital | $3.46 million |
Field of Membership Restrictions
Membership is open to employees of Indiana University University Hospital, Indiana University Methodist Hospital, Riley Hospital for Children at Indiana University Health, IU Health North Hospital, IU Simon Cancer Center, IU Health West Hospital, IU Health Arnett Hospital (Lafayette), IU Health Bloomington Hospital, IU Health Ball Memorial (Muncie), HealthNet, The Health Care Group, Peoples Health, Methodist Occupational Health Centers, Rehabilitation Hospital of Indiana, or Methodist Medical Plazas, and those who live, worship, work or attend school in select zip codes of Indianapolis, Indiana.
Deposit Rates - November 15, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.95% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.95% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.05% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.05% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.25% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.25% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.50% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.50% | $100,000 | $199,999 |
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|
Loan Rates - November 15, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Financial Health
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.584% | 6.500% | 0.50 | $2,810 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.866% | 6.750% | 1.00 | $3,801 | $2,076 | Learn More |
NMLS ID: 3030 |
7.212% | 7.125% | 0.88 | $2,800 | $2,156 | Learn More |
NMLS ID: 3029 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Financial Health
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Branches
Below are Financial Health branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Financial Health Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 168.09 | A | View Lobby Hours | |
| 177.56 | B | View Lobby Hours |
Climate Policy and Initiatives
FINANCIAL HEALTH is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Financial Health Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Financial Health. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Financial Health | U.S. Average |
|---|---|
| 8.94% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Financial Health had $354,152 in non-current loans and $2,896 in owned assets. To cover these potential losses it had $3,461,029 in net worth and $534,573 in loans loss reserves. That gives it a Texas Ratio of 8.94%.
Net Worth
| Financial Health | U.S. Average |
|---|---|
| 10.15% | 13.93% |
Financial Health FCU has a net worth of 10.15% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Financial Health
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