Financial Center First Credit Union
Headquarters
7101 E 56th St
Indianapolis, IN 46226
See all branch locations →
2024 Overview
General Credit Union Information
Financial Center First is an NCUA insured institution located in Indianapolis, IN. It was founded in 1953 and has approximately $872.87 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 68658 |
| Date Established | 1953 |
| Assets | $872.87 million |
| Loans | $711.84 million |
| Deposits | $760.02 million |
| Capital | $96.83 million |
Field of Membership Restrictions
Membership in Financial Center First Credit Union is open to those who live or work in Boone, Brown, Hamilton, Hancock, Hendricks, Johnson, Marion, Morgan, Putnam, and Shelby Counties in Indiana.
Deposit Rates - November 15, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
Learn More
|
|
Money Market
|
0.05% | $2,500 | $2,999 |
Learn More
|
|
Money Market
|
0.15% | $10,000 | $14,999 |
Learn More
|
|
Money Market
|
0.15% | $25,000 | $29,999 |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
Learn More
|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
Learn More
|
| 12 Mo CD
|
0.30% | $10,000 | $14,999 |
Learn More
|
| 12 Mo CD
|
0.35% | $100,000 | $199,999 |
Learn More
|
| 18 Mo CD
|
0.35% | $10,000 | $14,999 |
Learn More
|
| 18 Mo CD
|
0.40% | $100,000 | $199,999 |
Learn More
|
| 24 Mo CD
|
0.40% | $10,000 | $14,999 |
Learn More
|
| 24 Mo CD
|
0.45% | $100,000 | $199,999 |
Learn More
|
| 30 Mo CD
|
0.45% | $10,000 | $14,999 |
Learn More
|
| 30 Mo CD
|
0.50% | $100,000 | $199,999 |
Learn More
|
| 36 Mo CD
|
0.55% | $10,000 | $14,999 |
Learn More
|
| 36 Mo CD
|
0.60% | $100,000 | $199,999 |
Learn More
|
| 48 Mo CD
|
0.65% | $10,000 | $14,999 |
Learn More
|
| 48 Mo CD
|
0.70% | $100,000 | $199,999 |
Learn More
|
| 60 Mo CD
|
0.75% | $10,000 | $14,999 |
Learn More
|
| 60 Mo CD
|
0.80% | $100,000 | $199,999 |
Learn More
|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $1 | $99 | Learn More |
| Int Ckg
|
0.07% | $2,500 | $3,499 | Learn More |
Loan Rates - November 15, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Financial Center First
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.584% | 6.500% | 0.50 | $2,810 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.866% | 6.750% | 1.00 | $3,801 | $2,076 | Learn More |
NMLS ID: 3030 |
7.212% | 7.125% | 0.88 | $2,800 | $2,156 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Financial Center First
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Financial Center First branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Financial Center First Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 128.75 | A | View Lobby Hours | |
| 128.96 | B | View Lobby Hours | |
| 156.95 | C | View Lobby Hours | |
| 160.09 | D | View Lobby Hours | |
| 161.47 | E | View Lobby Hours | |
| 163.20 | F | View Lobby Hours | |
| 165.22 | G | View Lobby Hours | |
| 165.88 | H | View Lobby Hours | |
| 167.63 | I | View Lobby Hours | |
| 169.02 | J | View Lobby Hours | |
| 172.66 | K | View Lobby Hours |
Climate Policy and Initiatives
FINANCIAL CENTER FIRST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Financial Center First Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Financial Center First. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Financial Center First | U.S. Average |
|---|---|
| 8.13% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Financial Center First had $8,018,407 in non-current loans and $383,198 in owned assets. To cover these potential losses it had $96,834,521 in net worth and $6,512,227 in loans loss reserves. That gives it a Texas Ratio of 8.13%.
Net Worth
| Financial Center First | U.S. Average |
|---|---|
| 11.04% | 13.93% |
Financial Center First FCU has a net worth of 11.04% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Financial Center First
There are currently no comments for FINANCIAL CENTER FIRST. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account