Financial Center Credit Union


Our records indicate that this credit union has been acquired by KERN SCHOOLS.


Headquarters

P O Box 208005
Stockton, CA 95208
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.25% 5.50% →
1-Year CD N.A. 4.80% →
2-Year CD N.A. 4.25% →
5-Year CD 0.29% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Financial Center is an NCUA insured institution located in Stockton, CA. It was founded in 1954 and has approximately $634.4 millions in assets.

Who can join?

Family Membership
One important aspect of Financial Center membership is that family is eligible for the same financial advantages as members enjoy. Full membership is available to the spouse, children, grandchildren, parents, grandparents, siblings, aunts, and uncles of Financial Center members.

Membership through Your Employer
Membership may also come as a benefit from your employer. In fact, there are more than 160 employers in the area that offer Financial Center membership as an employee benefit. Some of these employers include San Joaquin County, City of Stockton, City of Manteca, Dameron Hospital and Lodi Memorial Hospital.

Stockton Catholic Diocese
Financial Center is the local Catholic Credit Union! If you are a practicing Catholic of the Stockton Catholic Diocese, then you are eligible for all of the benefits of Financial Center membership.

NCUA Insured Yes / State-Chartered
Charter Number # # 60463
Date Established 1954
Assets $634.40 million
Loans $102.28 million
Deposits $540.44 million
Capital $78.67 million
 

Deposit Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.25% $2,500 $4,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
60 Mo CD
0.29% $10,000 $14,999 Learn More
60 Mo CD
0.29% $100,000 $199,999 Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.15% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Financial Center

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Midwest Mortgage Lending
NMLS ID: 2262032
License#: RM.804810.000
6.368% 6.250% 0.75 $4,000 $1,971 Learn More
District Lending
NMLS ID: 1835285
6.380% 6.250% 0.88 $4,400 $1,971 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.482% 6.375% 0.75 $3,610 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.984% 6.875% 0.88 $3,545 $2,103 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to Financial Center
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Financial Center branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Financial Center Locations around zip code 43085


BranchDistance Map View Lobby Hours

Manteca Office

2030.97 A View Lobby Hours

Lodi Office

2032.50 B View Lobby Hours

Main Office

2034.21 C View Lobby Hours

Ben Holt Office

2035.33 D View Lobby Hours


Climate Policy and Initiatives

FINANCIAL CENTER is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Financial Center Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Financial Center. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Financial Center U.S. Average
0.27% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Financial Center had $215,300 in non-current loans and $0 in owned assets. To cover these potential losses it had $78,669,011 in net worth and $1,564,706 in loans loss reserves. That gives it a Texas Ratio of 0.27%.

Net Worth
Financial Center U.S. Average
12.4% 13.93%

Financial Center FCU has a net worth of 12.4% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Financial Center


  • January 20, 2018 |

    Savings Rates

    Great bank, great customer service!


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