Financial Builders Federal Credit Union

Headquarters

2828 S Lafountain St
Kokomo, IN 46902
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 2.33% 4.65% →
2-Year CD 2.48% 4.25% →
5-Year CD 2.31% 4.05% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Financial Builders is an NCUA insured institution located in Kokomo, IN. It was founded in 1964 and has approximately $146.73 millions in assets.

NCUA Insured Yes / Federally Chartered
Charter Number # # 16213
Date Established 1964
Assets $146.73 million
Loans $101.08 million
Deposits $127.10 million
Capital $17.96 million
 

Field of Membership Restrictions

Membership is ope to those who live, work or worship in Howard and Tipton Counties.

Deposit Rates - December 15, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.10% $0 - Learn More
Money Market
0.97% $6,500 $24,999 Learn More
Money Market
1.28% $25,000 $49,999 Learn More
Money Market
1.60% $50,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 MONTH
1.63% $500 - Learn More
6 Mo CD
2.06% $500 - Learn More
12 Mo CD
2.33% $500 - Learn More
Bump-Rate Special - 13 months
4.72% $500 - Learn More
24 Mo CD
2.48% $500 - Learn More
Bump-Rate Special - 25 months
4.74% $500 - Learn More
36 Mo CD
2.21% $500 - Learn More
48 Mo CD
2.26% $500 - Learn More
60 Mo CD
2.31% $500 - Learn More
Variable IRA Rates APY MIN MAX
IRA Savings
1.38% $0 - Learn MoreShow Less
Fixed IRA Rates APY MIN MAX
IRA 12 months
2.38% $500 - Learn MoreShow Less
IRA 24 months
2.52% $500 - Learn MoreShow Less
IRA 36 months
2.25% $500 - Learn MoreShow Less
Checking Rates APY MIN FEE
Kasasa Cash 5.25% $0 $0.00 Learn MoreShow Less

Loan Rates - December 15, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Financial Builders

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Advantage Lending
NMLS ID: 2592312
License#: RM.805266.000
6.622% 6.500% 0.88 $4,275 $2,023 Learn More
PADDIO
NMLS ID: 1907
6.686% 6.500% 1.00 $6,202 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.716% 6.625% 0.75 $3,023 $2,049 Learn More
Rocket Mortgage
NMLS ID: 3030
7.212% 7.125% 0.88 $2,800 $2,156 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info
Rate
Rate
See Table
Intro APR
7.750 %
After Intro: 7.750 %
$25,000 Learn More
More Info

Note to Financial Builders
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Financial Builders branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Financial Builders Locations around zip code 43085


BranchDistance Map View Lobby Hours

Financial Builders Federal Credit Union

169.26 A View Lobby Hours


Climate Policy and Initiatives

FINANCIAL BUILDERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Financial Builders Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Financial Builders. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Financial Builders U.S. Average
5.64% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Financial Builders had $945,237 in non-current loans and $126,275 in owned assets. To cover these potential losses it had $17,957,784 in net worth and $1,024,445 in loans loss reserves. That gives it a Texas Ratio of 5.64%.

Net Worth
Financial Builders U.S. Average
12.23% 13.93%

Financial Builders FCU has a net worth of 12.23% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Financial Builders

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