Financial Builders Federal Credit Union
Headquarters
2828 S Lafountain St
Kokomo, IN 46902
See all branch locations →
2024 Overview
General Credit Union Information
Financial Builders is an NCUA insured institution located in Kokomo, IN. It was founded in 1964 and has approximately $146.73 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 16213 |
| Date Established | 1964 |
| Assets | $146.73 million |
| Loans | $101.08 million |
| Deposits | $127.10 million |
| Capital | $17.96 million |
Field of Membership Restrictions
Membership is ope to those who live, work or worship in Howard and Tipton Counties.
Deposit Rates - November 15, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| SAV
|
0.10% | $0 | - |
Learn More
|
|
Money Market
|
0.97% | $6,500 | $24,999 |
Learn More
|
|
Money Market
|
1.28% | $25,000 | $49,999 |
Learn More
|
|
Money Market
|
1.60% | $50,000 | - |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 3 MONTH
|
1.63% | $500 | - |
Learn More
|
| 6 Mo CD
|
2.06% | $500 | - |
Learn More
|
| 12 Mo CD
|
2.33% | $500 | - |
Learn More
|
| Bump-Rate Special - 13 months
|
4.98% | $500 | - |
Learn More
|
| 24 Mo CD
|
2.48% | $500 | - |
Learn More
|
| Bump-Rate Special - 25 months
|
5.00% | $500 | - |
Learn More
|
| 36 Mo CD
|
2.21% | $500 | - |
Learn More
|
| 48 Mo CD
|
2.26% | $500 | - |
Learn More
|
| 60 Mo CD
|
2.31% | $500 | - |
Learn More
|
| Variable IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| IRA Savings
|
1.38% | $0 | - | Learn More |
| Fixed IRA Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| IRA 12 months
|
2.38% | $500 | - | Learn More |
| IRA 24 months
|
2.52% | $500 | - | Learn More |
| IRA 36 months
|
2.25% | $500 | - | Learn More |
| Checking Rates | APY | MIN | FEE | |
|---|---|---|---|---|
| Kasasa Cash | 5.25% | $0 | $0.00 | Learn More |
Loan Rates - November 15, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Financial Builders
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.584% | 6.500% | 0.50 | $2,810 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.866% | 6.750% | 1.00 | $3,801 | $2,076 | Learn More |
NMLS ID: 3030 |
7.212% | 7.125% | 0.88 | $2,800 | $2,156 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Financial Builders
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Financial Builders branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Financial Builders Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 169.26 | A | View Lobby Hours |
Climate Policy and Initiatives
FINANCIAL BUILDERS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Financial Builders Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Financial Builders. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Financial Builders | U.S. Average |
|---|---|
| 5.64% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Financial Builders had $945,237 in non-current loans and $126,275 in owned assets. To cover these potential losses it had $17,957,784 in net worth and $1,024,445 in loans loss reserves. That gives it a Texas Ratio of 5.64%.
Net Worth
| Financial Builders | U.S. Average |
|---|---|
| 12.23% | 13.93% |
Financial Builders FCU has a net worth of 12.23% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Financial Builders
There are currently no comments for FINANCIAL BUILDERS. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account