Financial Access Federal Credit Union
Our records indicate that this credit union has been acquired by CREDIT UNION 1.
Headquarters
604 13th Ave E
Bradenton, FL 34208
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2024 Overview
General Credit Union Information
Financial Access is an NCUA insured institution located in Bradenton, FL. It was founded in 1958 and has approximately $34.5 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 12238 |
| Date Established | 1958 |
| Assets | $34.50 million |
| Loans | $13.27 million |
| Deposits | $26.54 million |
| Capital | $6.36 million |
Field of Membership Restrictions
Membership is open to those who live, work, attend school, or worship in Manatee County.
Deposit Rates - November 23, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Financial Access
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Loan Rates - November 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Financial Access
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.391% | 6.250% | 1.00 | $4,800 | $1,971 | Learn More |
NMLS ID: 1025894 |
6.956% | 6.875% | 0.63 | $2,642 | $2,103 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 1907 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
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Branches
Below are Financial Access branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Financial Access Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 862.24 | A | View Lobby Hours |
Climate Policy and Initiatives
FINANCIAL ACCESS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Financial Access Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Financial Access. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Financial Access | U.S. Average |
|---|---|
| 2.20% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Financial Access had $122,702 in non-current loans and $21,319 in owned assets. To cover these potential losses it had $6,358,717 in net worth and $173,843 in loans loss reserves. That gives it a Texas Ratio of 2.20%.
Net Worth
| Financial Access | U.S. Average |
|---|---|
| 18.35% | 13.93% |
Financial Access FCU has a net worth of 18.35% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Financial Access
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