Fannin Federal Credit Union
Headquarters
1737 N State Highway 121
Bonham, TX 75418
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Reviewed by Mark DeMay | May 20, 2022
Avoid this bank! After almost 20 years as a customer with multiple auto and other loans paid on time, Car Max gave us a better rate which shows they could care less about loyalty. Debit cards constantly hacked (and you have to fight with them to get your money back), new ones started peeling within days, most apps won't take them. Takes them forever to post debits or credits to your account and say nothing's been sent to them, website always down, bank statements jacked up, teller Jarrod rude and argumentative. Go with First United like we did. Night and day.
2024 Overview
General Credit Union Information
Fannin is an NCUA insured institution located in Bonham, TX. It was founded in 1966 and has approximately $72.47 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 17254 |
| Date Established | 1966 |
| Assets | $72.47 million |
| Loans | $42.18 million |
| Deposits | $59.75 million |
| Capital | $12.39 million |
Deposit Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.50% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 12 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
1.31% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
1.31% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
1.61% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
1.61% | $100,000 | $199,999 |
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|
Loan Rates - November 4, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Fannin
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Fannin
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Branches
Below are Fannin branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Fannin Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 826.26 | A | View Lobby Hours |
Climate Policy and Initiatives
FANNIN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Fannin Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Fannin. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Fannin | U.S. Average |
|---|---|
| 3.45% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Fannin had $383,933 in non-current loans and $51,894 in owned assets. To cover these potential losses it had $12,391,925 in net worth and $250,277 in loans loss reserves. That gives it a Texas Ratio of 3.45%.
Net Worth
| Fannin | U.S. Average |
|---|---|
| 17.1% | 13.93% |
Fannin FCU has a net worth of 17.1% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Fannin
Mark DeMay
May 20, 2022
Avoid this bank! After almost 20 years as a customer with multiple auto and other loans paid on time, Car Max gave us a better rate which shows they could care less about loyalty. Debit cards constantly hacked (and you have to fight with them to get your money back), new ones started peeling within days, most apps won't take them. Takes them forever to post debits or credits to your account and say nothing's been sent to them, website always down, bank statements jacked up, teller Jarrod rude and argumentative. Go with First United like we did. Night and day.
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