Escondido Federal Credit Union
Headquarters
Po Box 1957
Escondido, CA 92033
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2024 Overview
General Credit Union Information
Escondido is an NCUA insured institution located in Escondido, CA. It was founded in 1959 and has approximately $59.29 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 13402 |
| Date Established | 1959 |
| Assets | $59.29 million |
| Loans | $21.41 million |
| Deposits | $51.57 million |
| Capital | $7.47 million |
Field of Membership Restrictions
Must be an employee or official of the City of Escondido or be an employee of or volunteer for the California Center for the Arts, Escondido.
Deposit Rates - November 18, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Escondido
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Loan Rates - November 18, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Escondido
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.596% | 6.500% | 0.63 | $3,210 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 1907 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Escondido
To upload and update your bank's rates please register.
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Branches
Below are Escondido branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Escondido Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1867.25 | A | View Lobby Hours | |
| 1867.25 | B | View Lobby Hours |
Climate Policy and Initiatives
ESCONDIDO is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Escondido Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Escondido. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Escondido | U.S. Average |
|---|---|
| 0.34% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Escondido had $9,286 in non-current loans and $16,000 in owned assets. To cover these potential losses it had $7,472,649 in net worth and $39,345 in loans loss reserves. That gives it a Texas Ratio of 0.34%.
Net Worth
| Escondido | U.S. Average |
|---|---|
| 12.59% | 13.93% |
Escondido FCU has a net worth of 12.59% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Escondido
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