Envision Credit Union

Headquarters

P.o. Box 5198
Tallahassee, FL 32314
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.08% 5.50% →
1-Year CD 3.60% 4.80% →
2-Year CD 3.60% 4.25% →
5-Year CD N.A. 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Envision is an NCUA insured institution located in Tallahassee, FL. It was founded in 1954 and has approximately $861.71 millions in assets.

Who can join?

Anyone who lives or works in Leon, Gadsden, Jefferson, Wakulla, Liberty, or Franklin counties is eligible to open an account at Envision Credit Union.

NCUA Insured Yes / State-Chartered
Charter Number # # 67329
Date Established 1954
Assets $861.71 million
Loans $611.23 million
Deposits $739.40 million
Capital $94.49 million
 

Field of Membership Restrictions

Envision Credit Union of Florida is open to the residents and people maintaining employment within these eligible counties: Leon, Gadsden, Jefferson, Wakulla, Liberty, and Franklin.

Deposit Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.08% $2,500 - Learn More
Money Market
1.11% $2,500 $9,999 Learn More
Money Market
1.16% $10,000 $24,999 Learn More
Money Market
1.26% $25,000 - Learn More
Money Market
1.61% $50,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
3 Mo CD
3.04% $1,000 - Learn More
6 Mo CD
3.56% $1,000 - Learn More
12 Mo CD
3.60% $1,000 - Learn More
24 Mo CD
3.60% $1,000 - Learn More
36 Mo CD
3.60% $1,000 - Learn More
48 Mo CD
3.60% $1,000 - Learn More
Int Checking Rates APY MIN MAX
INTCK
0.10% $5,000 - Learn MoreShow Less

Loan Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Envision

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Sebonic
NMLS ID: 66247
6.576% 6.500% 0.75 $2,544 $2,023 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.953% 6.875% 0.63 $2,534 $2,103 Learn More
PADDIO
NMLS ID: 1907
7.093% 7.000% 1.00 $3,002 $2,129 Learn More
Rocket Mortgage
NMLS ID: 3030
7.225% 7.125% 1.00 $3,200 $2,156 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info

Note to Envision
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Envision branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

ENVISION is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Envision Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Envision. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Envision U.S. Average
6.49% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Envision had $6,349,321 in non-current loans and $2,876 in owned assets. To cover these potential losses it had $94,490,908 in net worth and $3,418,933 in loans loss reserves. That gives it a Texas Ratio of 6.49%.

Net Worth
Envision U.S. Average
10.95% 13.93%

Envision FCU has a net worth of 10.95% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Envision

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