Empire Financial Federal Credit Union
Our records indicate that this credit union has been acquired by JOVIA FINANCIAL.
Headquarters
22 Cortlandt St
New York, NY 10007
See all branch locations →
Public Note: Placed into involuntary liquidation by NCUA on March 4, 2022.
April 3, 2023
April 3, 2023
2024 Overview
General Credit Union Information
Empire Financial is an NCUA insured institution located in New York, NY. It was founded in 1976 and has approximately $5.12 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 22344 |
| Date Established | 1976 |
| Assets | $5.12 million |
| Loans | $4.70 million |
| Deposits | $0.86 million |
| Capital | $0.07 million |
Deposit Rates - November 25, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for Empire Financial
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Loan Rates - November 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Empire Financial
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.710% | 6.625% | 0.63 | $2,818 | $2,049 | Learn More |
NMLS ID: 401822 |
7.034% | 6.875% | 1.00 | $5,195 | $2,103 | Learn More |
NMLS ID: 3030 |
7.212% | 7.125% | 0.88 | $2,800 | $2,156 | Learn More |
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
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Branches
Below are Empire Financial branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Empire Financial Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|
Climate Policy and Initiatives
EMPIRE FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Empire Financial Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Empire Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Empire Financial | U.S. Average |
|---|---|
| 36.86% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Empire Financial had $40,060 in non-current loans and $750 in owned assets. To cover these potential losses it had $68,362 in net worth and $42,340 in loans loss reserves. That gives it a Texas Ratio of 36.86%.
Net Worth
| Empire Financial | U.S. Average |
|---|---|
| 6.43% | 13.93% |
Empire Financial FCU has a net worth of 6.43% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
*All images, logos and public notes on this page appear courtesy of EMPIRE FINANCIAL and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.
Customer Reviews for Empire Financial
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