13201 Granger Rd Ste 1
Garfield Hts, OH 44125
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Reviewed by Ronald Sawyer | June 26, 2023
I was very pleased with the service that Erica gave me when I came in. She was very helpful and very pleasant.
Emerald Credit Union, Inc. is located in Garfield Hts, Oh. It was founded in 1955 and has approximately $34.11 millions in assets.
NCUA Insured | No |
Charter Number # | # 97077 |
Date Established | 1955 |
Assets | $34.11 million |
Loans | $20.14 million |
Deposits | $30.26 million |
Capital | $3.49 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Savings
|
0.01% | $2,500 | $4,999 |
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|
Money Market
|
0.10% | $2,500 | $2,999 |
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|
Money Market
|
0.10% | $10,000 | $14,999 |
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|
Money Market
|
0.10% | $25,000 | $29,999 |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
12 Mo CD
|
0.15% | $10,000 | $14,999 |
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|
18 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
24 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
36 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
36 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
48 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
48 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
60 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
60 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Emerald Credit Union, Inc.
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 401822 |
6.818% | 6.625% | 1.00 | $6,400 | $2,049 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
NMLS ID: 3030 |
7.200% | 7.125% | 0.75 | $2,400 | $2,156 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
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More Info |
Note to Emerald Credit Union, Inc.
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Below are Emerald Credit Union, Inc. branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
125.29 | A | View Lobby Hours | |
126.61 | B | View Lobby Hours |
EMERALD CREDIT UNION, INC. is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Emerald Credit Union, Inc.. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Emerald Credit Union, Inc. | U.S. Average |
---|---|
5.45% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Emerald Credit Union, Inc. had $176,967 in non-current loans and $23,115 in owned assets. To cover these potential losses it had $3,485,536 in net worth and $184,930 in loans loss reserves. That gives it a Texas Ratio of 5.45%.
Emerald Credit Union, Inc. | U.S. Average |
---|---|
10.17% | 13.93% |
Emerald Credit Union, Inc. FCU has a net worth of 10.17% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Emerald Credit Union, Inc.
Ronald Sawyer
June 26, 2023
I was very pleased with the service that Erica gave me when I came in. She was very helpful and very pleasant.
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