1805 Craigshire Rd
Saint Louis, MO 63146
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Electro Savings is an NCUA insured institution located in Saint Louis, MO. It was founded in 1941 and has approximately $205.79 millions in assets.
NCUA Insured | Yes / State-Chartered |
Charter Number # | # 62590 |
Date Established | 1941 |
Assets | $205.79 million |
Loans | $154.44 million |
Deposits | $191.50 million |
Capital | $11.97 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
SAV
|
0.70% | $0 | $25,000 |
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|
Super Saver Savings
|
0.50% | $1 | $7,500 |
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|
Money Market
|
0.40% | $10,000 | $24,999 |
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|
Money Market
|
1.25% | $25,000 | - |
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|
Money Market
|
3.00% | $200,000 | - |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
6 Mo CD
|
2.00% | $1,000 | $99,999 |
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|
7 Month CD Special
|
4.25% | $1,000 | $99,999 |
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|
7 Month CD Special Jumbo
|
4.25% | $100,000 | - |
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|
12 Mo CD
|
3.35% | $1,000 | $999,999 |
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|
12 Mo CD
|
3.45% | $100,000 | - |
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|
24 Mo CD
|
3.50% | $1,000 | $999,999 |
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|
24 Mo CD
|
3.65% | $100,000 | - |
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|
36 Mo CD
|
3.75% | $1,000 | $999,999 |
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|
36 Mo CD
|
3.95% | $100,000 | - |
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|
60 Mo CD
|
3.75% | $1,000 | $99,999 |
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|
60 Mo CD
|
3.75% | $100,000 | - |
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|
Variable IRA Rates | APY | MIN | MAX | |
---|---|---|---|---|
VIRA
|
1.25% | $1 | - | Learn More |
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Electro Savings
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
---|---|---|---|---|---|---|
NMLS ID: 2262032 License#: RM.804810.000 |
6.368% | 6.250% | 0.75 | $4,000 | $1,971 | Learn More |
NMLS ID: 1835285 |
6.380% | 6.250% | 0.88 | $4,400 | $1,971 | Learn More |
NMLS ID: 2578474 |
6.482% | 6.375% | 0.75 | $3,610 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.984% | 6.875% | 0.88 | $3,545 | $2,103 | Learn More |
Lender | APR (%)? | Monthly Payment? | Learn More |
---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Electro Savings
To upload and update your bank's rates please register.
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Below are Electro Savings branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
403.54 | A | View Lobby Hours | |
404.27 | B | View Lobby Hours | |
409.74 | C | View Lobby Hours | |
414.78 | D | View Lobby Hours |
ELECTRO SAVINGS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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The following ratios and data are available to help you better understand the financial condition of Electro Savings. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Electro Savings | U.S. Average |
---|---|
30.49% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Electro Savings had $4,093,846 in non-current loans and $674,369 in owned assets. To cover these potential losses it had $11,974,139 in net worth and $3,665,794 in loans loss reserves. That gives it a Texas Ratio of 30.49%.
Electro Savings | U.S. Average |
---|---|
5.82% | 13.93% |
Electro Savings FCU has a net worth of 5.82% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
*All images, logos and public notes on this page appear courtesy of ELECTRO SAVINGS and are not subject to approval of BestCashCow. BestCashCow expressly disclaims all responsibility for this content.
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