Eglin Federal Credit Union

Headquarters

838 Eglin Pkwy Ne
Fort Walton Bea, FL 32547
See all branch locations →

Notable Rates	APY	Vs.Others
Savings	0.15%	5.50% →
1-Year CD	4.33%	4.65% →
2-Year CD	4.02%	4.25% →
5-Year CD	3.71%	4.05% →
30-Year Mortgage	N.A.	4.91% →
15-Year Mortgage	N.A.	4.39% →
HELOC	N.A.	0.99% →

Overview
Membership
Deposit Rates
Loan Rates
Branches
Climate
Financial Details
FAQs
Reviews

2024 Overview

General Credit Union Information

Eglin is an NCUA insured institution located in Fort Walton Bea, FL. It was founded in 1954 and has approximately $2851.88 millions in assets.

Who can join?

Persons who live, work, worship or attend school in Okaloosa County north of the Shoal River Bridge

Persons who live, work, worship or attend school in the following areas:
FWB - Area south of Racetrack Rd to Cinco Bayou between Beal Pkwy and Garner Bayou
FWB – Area north of Hollywood Blvd to Mary Esther Blvd between Wright Pkwy and Jonquil Ave
FWB - Downtown Area south of Hollywood Blvd to Santa Rosa Sound between Robinwood Dr and Elm Ave
Mary Esther – Wynnhaven/Florosa Area west of Hurlburt Field to the Okaloosa County line
Shalimar - Longwood/Poquito Bayou Area

A person who is a local government employee: the field includes...

US Military
US Government
Veterans
Disabled Veterans
US Government Contractors
National Guard
Non-appropriated Funds Activities

Associations and places of worship that are eligible includes the list...
https://www.eglinfcu.org/membership/

Select Employer Groups
https://www.eglinfcu.org/membership/

Member's Immediate Family can join
Spouse, Child, Sibling, Parent, Grandparent, Grandchild, Stepparent, Stepchild, Stepsibling, or Adoptive Relationships.

Household Members can join
Persons living in the same residence of the member and maintaining a single economic unit.


NCUA Insured	Yes / Federally Chartered
Charter Number #	# 9788
Date Established	1954
Assets	$2,851.88 million
Loans	$1,042.36 million
Deposits	$2,480.06 million
Capital	$346.15 million

Field of Membership Restrictions

Membership in Eglin Federal Credit Union is open to the following: (1) military personnel, military reserves, and their family who work at or assigned to Eglin Air Force Base, Camp Rudder, Hurlburt Field, or 7th Special Forces Group; (2) employees of the U.S. government (Civil Service, FBI, FAA, OSI, USPS) who work in Okaloosa County or Eglin AFB; (3) members of the National Guard who live in Okaloosa, Santa Rosa, or Walton Counties; (4) those who live, work, attend school or worship in select areas of Okaloosa County; (5) employees or members of Select Employer Groups (not listed on the credit union’s site); (6) immediate family of anyone eligible.

Deposit Rates - December 22, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates)	APY	MIN	MAX
SAV	0.15%	$50	-	Learn More Reviews
Money Market	0.05%	$0	$2,499	Learn More Reviews
Money Market	0.95%	$2,500	$9,999	Learn More Reviews
Money Market	1.01%	$10,000	$24,999	Learn More Reviews
Money Market	1.06%	$25,000	$49,999	Learn More Reviews
Money Market	1.06%	$50,000	-	Learn More Reviews

CD Rates (Share Certificate Rates)	APY	MIN	MAX
6 Mo CD	3.04%	$2,500	-	Learn More Reviews
12 Mo CD	4.33%	$2,500	-	Learn More Reviews
18 Mo CD	4.44%	$2,500	-	Learn More Reviews
24 Mo CD	4.02%	$2,500	-	Learn More Reviews
36 Mo CD	3.92%	$2,500	-	Learn More Reviews
48 Mo CD	3.82%	$2,500	-	Learn More Reviews
60 Mo CD	3.71%	$2,500	-	Learn More Reviews

Int Checking Rates	APY	MIN	MAX
INTCK	0.05%	$500	-	Learn MoreShow Less

Loan Rates - December 22, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Eglin

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:

Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender	APR	Rate (%)	Points	Fees	Monthly Payment	Learn More
NMLS ID: 1025894	6.863%	6.750%	1.00	$3,705	$2,076	Learn More
NMLS ID: 2592312 License#: RM.805266.000	6.879%	6.750%	1.00	$4,432	$2,076	Learn More
NMLS ID: 3030	7.325%	7.250%	0.75	$2,400	$2,183	Learn More
NMLS ID: 1907						Learn More

See More Mortgage Rates →

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender	APR (%)^?	Monthly Payment^?	Learn More
Third Federal Savings and Loan See Table	Intro APR 7.240 % After Intro: 7.240 %	$0	Learn More More Info
Conditions… Variable APR of Prime minus 1.01% in all states. Min loan amount $10,000. Max loan amount $200,000. 30-year term. Annual fee waived for the first year. See conditions for guarantee at thirdfederal.com. Third Federal rate are typically 20% lower than other leaders Guaranteed Lowest Rate No closing costs, prepayment penalties, or minimum draw requirements 10 year draw period
Rate See Table	Intro APR 7.900 % After Intro: 7.900 %	$25,000	Learn More More Info
A Guaranteed Rate HELOC is secured with your home as collateral, whereas personal loans and credit cards are not. To check the rates and terms you qualify for, we will conduct a soft credit pull that will not affect your credit score. However, if you continue and submit an application, we will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit. Approval may be granted in five minutes but is ultimately subject to verification of income and employment, as well as verification that your property is in at least average condition with a property condition report. Five business day funding timeline assumes closing the loan with our remote online notary. Funding timelines may be longer for loans secured by properties located in counties that do not permit recording of e-signatures or that otherwise require an in-person closing. Guaranteed Rate Home Equity Line is an open-end product where the full loan amount (minus lender, broker, third party, and governement fees, as applicable) will be 100% drawn at the time of origination. The initial amount funded at origination will be based on a fixed rate; however, this product contains an additional draw feature. As the borrower repays the balance on the line, the borrower may make additional draws during the draw period. If the borrower elects to make an additional draw, the interest rate for that draw will be set as of the date of the draw and will be based on an Index, which is the Prime Rate published in the Wall Street Journal for the calendar month preceding the date of the additional draw, plus a fixed margin. Accordingly, the fixed rate for any additional draw may be higher than the fixed rate for the initial draw. Apply in 5 minutes, get your money in as fast as 5 days. Digital application experience. Funds directly to your bank account. No in-person appraisal needed.

See More Home Equity Rates →

Note to Eglin
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Eglin branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio

Eglin Locations around zip code 43085

Branch	Distance	Map	View Lobby Hours
North Crestivew Branch	661.68	A	View Lobby Hours
South Crestview Branch	664.31	B	View Lobby Hours
Bluewater Bay Branch	679.41	C	View Lobby Hours
Eglin Federal Credit Union	684.82	D	View Lobby Hours
Eglin AFB Branch	685.02	E	View Lobby Hours
Destin Branch	686.47	F	View Lobby Hours
Mary Esther Branch	687.60	G	View Lobby Hours
Hurlburt Field Branch	687.67	H	View Lobby Hours
Navarre Branch	690.21	I	View Lobby Hours

View Branches Nationwide →

Climate Policy and Initiatives

EGLIN is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.

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Financial Details

Eglin Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Eglin. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio

Eglin	U.S. Average
1.11%	5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Eglin had $3,562,690 in non-current loans and $331,737 in owned assets. To cover these potential losses it had $346,148,716 in net worth and $3,325,005 in loans loss reserves. That gives it a Texas Ratio of 1.11%.

Net Worth

Eglin	U.S. Average
12.13%	13.93%

Eglin FCU has a net worth of 12.13% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.

Customer Reviews for Eglin

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