2024 Overview
General Credit Union Information
Educators is an NCUA insured institution located in Racine, WI. It was founded in 1937 and has approximately $3365.67 millions in assets.
Who can join?
Educators membership is open to anyone who has attended school in Southeastern Wisconsin in addition to education, healthcare and government related employees and their families. They also serve many local businesses and manufacturers that have requested Educators to provide these financial resources and services to their employees.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 66448 |
| Date Established | 1937 |
| Assets | $3,365.67 million |
| Loans | $2,281.32 million |
| Deposits | $2,928.80 million |
| Capital | $444.45 million |
Field of Membership Restrictions
Membership in Educators Credit Union is open to those who live or work in Kenosha, Milwaukee, Racine, Walworth and Waukesha counties in Wisconsin and their immediate family.
Deposit Rates - December 23, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.06% | $2,500 | $4,999 |
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|
|
Money Market
|
0.08% | $2,500 | $2,999 |
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|
|
Money Market
|
0.11% | $10,000 | $14,999 |
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|
|
Money Market
|
0.14% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.80% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.80% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.85% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.85% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
1.01% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
1.01% | $100,000 | $199,999 |
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|
| 60 Mo CD
|
1.26% | $10,000 | $14,999 |
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|
| 60 Mo CD
|
1.26% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.01% | $2,500 | $3,499 | Learn More |
Loan Rates - December 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Educators
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.960% | 6.875% | 0.63 | $2,764 | $2,103 | Learn More |
NMLS ID: 2592312 License#: RM.805266.000 |
6.966% | 6.875% | 0.50 | $3,145 | $2,103 | Learn More |
NMLS ID: 3030 |
7.338% | 7.250% | 0.88 | $2,800 | $2,183 | Learn More |
NMLS ID: Not a Lender |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 6.990 % After Intro: 6.990 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to Educators
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Educators branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Educators Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 316.43 | A | View Lobby Hours | |
| 317.17 | B | View Lobby Hours | |
| 320.13 | C | View Lobby Hours | |
| 320.70 | D | View Lobby Hours | |
| 322.01 | E | View Lobby Hours | |
| 328.61 | F | View Lobby Hours | |
| 335.25 | G | View Lobby Hours | |
| 335.99 | H | View Lobby Hours | |
| 337.08 | I | View Lobby Hours | |
| 341.05 | J | View Lobby Hours | |
| 341.47 | K | View Lobby Hours | |
| 341.84 | L | View Lobby Hours | |
| 346.57 | M | View Lobby Hours | |
| 347.84 | N | View Lobby Hours | |
| 349.77 | O | View Lobby Hours |
Climate Policy and Initiatives
EDUCATORS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Educators Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Educators. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Educators | U.S. Average |
|---|---|
| 3.62% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Educators had $16,312,865 in non-current loans and $285,252 in owned assets. To cover these potential losses it had $444,449,551 in net worth and $14,264,538 in loans loss reserves. That gives it a Texas Ratio of 3.62%.
Net Worth
| Educators | U.S. Average |
|---|---|
| 13.19% | 13.93% |
Educators FCU has a net worth of 13.19% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Educators
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