Education 1st Credit Union

Headquarters

1250 Country Hills Dr
Ogden, UT 84403
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 0.90% 4.80% →
2-Year CD 1.21% 4.25% →
5-Year CD 1.76% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Education 1st is an NCUA insured institution located in Ogden, UT. It was founded in 1932 and has approximately $52.58 millions in assets.

NCUA Insured Yes / State-Chartered
Charter Number # # 67127
Date Established 1932
Assets $52.58 million
Loans $47.67 million
Deposits $44.81 million
Capital $5.11 million
 

Field of Membership Restrictions

You're eligible to join Education First Federal Credit Union if you meet one of these criteria: You live, work, worship, volunteer, or attend school in the following counties: Hardin, Jasper, Jefferson, Newton, Orange, and Tyler. You are a current or retired employee of the East Chambers or High Island Independent School Districts. You are a family member of an Education First member (e.g., spouse, children, parents, sibling).

Deposit Rates - November 14, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.20% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.76% $500 - Learn More
12 Mo CD
0.90% $500 - Learn More
18 Mo CD
0.70% $500 - Learn More
24 Mo CD
1.21% $500 - Learn More
36 Mo CD
1.41% $500 - Learn More
60 Mo CD
1.76% $500 - Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.10% $1 $499 Learn MoreShow Less

Loan Rates - November 14, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Education 1st

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
Price Mortgage, LLC
NMLS ID: 1429043
License#: RM.804500.000
6.391% 6.250% 0.50 $4,800 $1,971 Learn More
Pure Rate Mortgage
NMLS ID: 2578474
6.494% 6.375% 0.88 $4,010 $1,997 Learn More
AimLoan.com
NMLS ID: 2890
License#: MBMB.850089.000
6.618% 6.500% 0.88 $3,949 $2,023 Learn More
PenFed Credit Union
NMLS ID: 401822
6.692% 6.500% 1.00 $6,400 $2,023 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info
Achieve Loans
Achieve Loans
See Table
Intro APR
9.250 %
After Intro: 9.250 %
$0 Learn More
More Info

Note to Education 1st
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Education 1st branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio


Education 1st Locations around zip code 43085


BranchDistance Map View Lobby Hours

Main Office

1536.62 A View Lobby Hours

Ogden High

1536.72 B View Lobby Hours

Ben Lomond High Branch

1537.12 C View Lobby Hours


Climate Policy and Initiatives

EDUCATION 1ST is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Education 1st Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Education 1st. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Education 1st U.S. Average
5.72% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Education 1st had $273,649 in non-current loans and $24,612 in owned assets. To cover these potential losses it had $5,110,714 in net worth and $99,868 in loans loss reserves. That gives it a Texas Ratio of 5.72%.

Net Worth
Education 1st U.S. Average
9.72% 13.93%

Education 1st FCU has a net worth of 9.72% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Education 1st

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