2024 Overview
General Credit Union Information
Edu is an NCUA insured institution located in New Castle, DE. It was founded in 1953 and has approximately $48.27 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 8609 |
| Date Established | 1953 |
| Assets | $48.27 million |
| Loans | $19.77 million |
| Deposits | $44.24 million |
| Capital | $2.93 million |
Field of Membership Restrictions
Membership is open to current employees or retirees of any school in New Castle County and to students of any public school in New Castle County.
Deposit Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Youth Shares (Bank at School)
|
0.01% | $1 | - |
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|
| Regular Savings
|
0.01% | $50 | - |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Share Certificate
|
0.01% | $500 | - |
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|
| Share Certificate
|
0.05% | $500 | - |
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|
| Share Certificate
|
0.10% | $500 | - |
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|
| Share Certificate
|
0.15% | $500 | - |
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|
| Share Certificate
|
0.25% | $500 | - |
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|
| Share Certificate
|
0.40% | $500 | - |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Share Draft
|
0.00% | $0 | - | Learn More |
Loan Rates - December 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Edu
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.494% | 6.375% | 0.75 | $4,000 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.863% | 6.750% | 1.00 | $3,705 | $2,076 | Learn More |
NMLS ID: 2592312 License#: RM.805266.000 |
6.879% | 6.750% | 1.00 | $4,432 | $2,076 | Learn More |
NMLS ID: 401822 |
7.034% | 6.875% | 1.00 | $5,195 | $2,103 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Rate See Table |
Intro APR 7.900 % After Intro: 7.900 % |
$25,000 |
Learn More
More Info |
Note to Edu
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Branches
Below are Edu branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Climate Policy and Initiatives
EDU is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Edu Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Edu. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Edu | U.S. Average |
|---|---|
| 2.31% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Edu had $71,999 in non-current loans and $0 in owned assets. To cover these potential losses it had $2,927,733 in net worth and $183,796 in loans loss reserves. That gives it a Texas Ratio of 2.31%.
Net Worth
| Edu | U.S. Average |
|---|---|
| 6.07% | 13.93% |
Edu FCU has a net worth of 6.07% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Edu
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