Edison Credit Union
Our records indicate that this credit union has been acquired by COMMUNITYAMERICA.
Headquarters
4200 E Front St
Kansas City, MO 64120
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2024 Overview
General Credit Union Information
Edison is an NCUA insured institution located in Kansas City, MO. It was founded in 1928 and has approximately $31 millions in assets.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 67929 |
| Date Established | 1928 |
| Assets | $31.00 million |
| Loans | $18.92 million |
| Deposits | $27.88 million |
| Capital | $2.99 million |
Field of Membership Restrictions
Edison Credit Union of Missouri is open to the current and retired employees of the Kansas City Power and Light Company, and people who maintain employment within the following zip codes: 64120, 64116, 64117, and 64161, as well as the employees of other credit union approved employer groups, and the direct family members of eligible members.
Deposit Rates - November 23, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
|
Money Market
|
0.15% | $2,500 | $2,999 |
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|
|
Money Market
|
0.15% | $10,000 | $14,999 |
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|
|
Money Market
|
0.15% | $25,000 | $29,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.20% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.20% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.35% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.35% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.50% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.50% | $100,000 | $199,999 |
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|
Loan Rates - November 23, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Edison
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: Not a Lender |
Learn More | |||||
NMLS ID: 491986 |
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Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Edison
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Branches
Below are Edison branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Edison Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 613.89 | A | View Lobby Hours |
Climate Policy and Initiatives
EDISON is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Edison Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Edison. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Edison | U.S. Average |
|---|---|
| 21.23% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Edison had $625,740 in non-current loans and $14,000 in owned assets. To cover these potential losses it had $2,993,907 in net worth and $19,544 in loans loss reserves. That gives it a Texas Ratio of 21.23%.
Net Worth
| Edison | U.S. Average |
|---|---|
| 9.65% | 13.93% |
Edison FCU has a net worth of 9.65% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Edison
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