East Texas Professional Credit Union

Headquarters

Po Box 6750
Longview, TX 75608
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.20% 5.50% →
1-Year CD 0.80% 4.80% →
2-Year CD 0.90% 4.25% →
5-Year CD 1.31% 4.00% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

East Texas Professional is an NCUA insured institution located in Longview, TX. It was founded in 1953 and has approximately $1269.54 millions in assets.

Who can join?

Membership in East Texas Professional Credit Union is available to all individuals who:

Live or work in Anderson, Angelina, Northern Cherokee, Gregg, Harrison, Henderson, Nacogdoches, Rusk, Smith and Upshur counties (Excluding those individuals who are members of an occupational credit union whose home office is located within these counties)

Are employed or certified to work in education, health care, professional fields, government/social services and students in Camp, Gregg, Harrison, Marion, Nacogdoches, Panola and Upshur counties

Are employed or certified to work in the education fields and students in the following cities: Daingerfield in Morris county; Hughes Springs and Avinger in Cass county (Student eligibility applies to students ages 17 or older)

Are receiving retirement, pension, or other benefits as a result of prior employment by any business or organization included within their field of membership

Are spouses of persons who died while within our field of membership

Are family members of an individual who is either a current member or is eligible for membership in East Texas Professional Credit Union (Family members include spouse, parents, grandparents, children, grandchildren, great grandchildren, brothers, sisters and in-laws)

NCUA Insured Yes / State-Chartered
Charter Number # # 67761
Date Established 1953
Assets $1,269.54 million
Loans $848.62 million
Deposits $1,017.38 million
Capital $232.71 million
 

Field of Membership Restrictions

East Texas Professional Credit Union is open to the residents and people that maintain employment in the eligible Texas Counties that are listed on the credit union website, the employees, students, and certified professional within the credit union defined occupations, studies and professions within the counties specified on the website, persons retired from the credit union qualified fields, widows/widowers of deceased credit union members, and the family members of current members or eligible persons.

Deposit Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.20% $2,500 $4,999 Learn More
Money Market
0.30% $2,500 $2,999 Learn More
Money Market
0.35% $10,000 $14,999 Learn More
Money Market
0.40% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.70% $10,000 $14,999 Learn More
6 Mo CD
0.80% $100,000 $199,999 Learn More
12 Mo CD
0.80% $1,000 - Learn More
18 Mo CD
0.85% $1,000 - Learn More
24 Mo CD
0.90% $1,000 - Learn More
36 Mo CD
1.11% $1,000 - Learn More
48 Mo CD
1.21% $1,000 - Learn More
60 Mo CD
1.31% $1,000 - Learn More
Int Checking Rates APY MIN MAX
Int Ckg
0.03% $2,500 $3,499 Learn MoreShow Less

Loan Rates - November 4, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for East Texas Professional

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
PenFed Credit Union
NMLS ID: 401822
6.818% 6.625% 1.00 $6,400 $2,049 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.984% 6.875% 0.88 $3,545 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.200% 7.125% 0.75 $2,400 $2,156 Learn More
FHAloans.com
NMLS ID: Not a Lender
Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.490 %
After Intro: 7.490 %
$0 Learn More
More Info

Note to East Texas Professional
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are East Texas Professional branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

EAST TEXAS PROFESSIONAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

East Texas Professional Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of East Texas Professional. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
East Texas Professional U.S. Average
3.91% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, East Texas Professional had $8,211,631 in non-current loans and $940,932 in owned assets. To cover these potential losses it had $232,709,469 in net worth and $1,667,894 in loans loss reserves. That gives it a Texas Ratio of 3.91%.

Net Worth
East Texas Professional U.S. Average
18.29% 13.93%

East Texas Professional FCU has a net worth of 18.29% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for East Texas Professional

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