East Central Mississippi Federal Credit Union
Headquarters
P. O. Box 5
Newton, MS 39345
See all branch locations →
2024 Overview
General Credit Union Information
East Central Mississippi is an NCUA insured institution located in Newton, MS. It was founded in 1971 and has approximately $5.01 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 65470 |
| Date Established | 1971 |
| Assets | $5.01 million |
| Loans | $2.06 million |
| Deposits | $4.37 million |
| Capital | $0.62 million |
Deposit Rates - November 25, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for East Central Mississippi
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
Back to East Central Mississippi
Note to East Central Mississippi
To upload and update your credit union's rates please register.
It is free to register and add rates.
Loan Rates - November 25, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for East Central Mississippi
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1835285 |
6.356% | 6.250% | 0.63 | $3,600 | $1,971 | Learn More |
NMLS ID: 1025894 |
6.710% | 6.625% | 0.63 | $2,818 | $2,049 | Learn More |
NMLS ID: 401822 |
7.034% | 6.875% | 1.00 | $5,195 | $2,103 | Learn More |
NMLS ID: 3030 |
7.212% | 7.125% | 0.88 | $2,800 | $2,156 | Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to East Central Mississippi
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are East Central Mississippi branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
East Central Mississippi Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 619.67 | A | View Lobby Hours |
Climate Policy and Initiatives
EAST CENTRAL MISSISSIPPI is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
East Central Mississippi Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of East Central Mississippi. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| East Central Mississippi | U.S. Average |
|---|---|
| 2.28% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, East Central Mississippi had $14,641 in non-current loans and $0 in owned assets. To cover these potential losses it had $622,637 in net worth and $19,327 in loans loss reserves. That gives it a Texas Ratio of 2.28%.
Net Worth
| East Central Mississippi | U.S. Average |
|---|---|
| 12.42% | 13.93% |
East Central Mississippi FCU has a net worth of 12.42% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for East Central Mississippi
There are currently no comments for EAST CENTRAL MISSISSIPPI. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account