E-central Credit Union
Headquarters
990 S Fair Oaks Ave
Pasadena, CA 91105
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2024 Overview
General Credit Union Information
E-central is an NCUA insured institution located in Pasadena, CA. It was founded in 1943 and has approximately $171.48 millions in assets.
Who can join?
You are eligible to join E-Central if you meet one of the following criteria:
Work at one of the union's Select Employee Groups (SEGs).
Have a family member or household partner that’s an E-Central Member.
Belong to another credit union.
Live, regularly work, currently attend school or regularly worship in San Gabriel Valley or
The City of Commerce or neighboring cities around Commerce, including the following cities:
· Alhambra
· Altadena
· Arcadia
· Azusa
· Baldwin Park
· Bell
· Bell Gardens
· Bradbury
· Charter Oak
· Citrus
· City of Industry
· Claremont
· Commerce
· Covina
· Cudahy
· Diamond Bar
· Downey
· Duarte
· El Monte
· Glendora
· Hacienda Heights
· Irwindale
· La Canada/Flintridge
· La Puente
· La Verne
· Mayflower Village
· Maywood
· Monrovia
· Montebello
· Monterey Park
· Pasadena
· Pomona
· Rosemead
· Rowland Heights
· San Dimas
· San Gabriel
· San Marino
· Sierra Madre
· South El Monte
· South Pasadena
· Temple City
· Vernon
· Walnut
· West Covina
· West Puente Valley
· Whittier
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 62323 |
| Date Established | 1943 |
| Assets | $171.48 million |
| Loans | $133.74 million |
| Deposits | $131.24 million |
| Capital | $38.73 million |
Field of Membership Restrictions
E-Central Credit Union of California is open to the residents, people maintaining employment, church members, and registered students in any of the qualifying locations of California that are listed on the credit union website, employees of the credit union affiliated select employer groups, members of any other credit unions, and the family members or household residents of current credit union members.
Deposit Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
We do not yet have rates for E-central
We're working to get deposit rates for every credit union in the world. Please bare with us until we are able to get rates for this credit union.
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Loan Rates - November 17, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for E-central
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 1025894 |
6.868% | 6.750% | 1.00 | $3,884 | $2,076 | Learn More |
NMLS ID: 3030 |
7.225% | 7.125% | 1.00 | $3,200 | $2,156 | Learn More |
NMLS ID: 1907 |
Learn More | |||||
NMLS ID: 491986 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to E-central
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are E-central branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
E-central Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 1906.10 | A | View Lobby Hours |
Climate Policy and Initiatives
E-CENTRAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
E-central Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of E-central. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| E-central | U.S. Average |
|---|---|
| 0.93% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, E-central had $286,461 in non-current loans and $90,403 in owned assets. To cover these potential losses it had $38,732,162 in net worth and $1,681,714 in loans loss reserves. That gives it a Texas Ratio of 0.93%.
Net Worth
| E-central | U.S. Average |
|---|---|
| 22.56% | 13.93% |
E-central FCU has a net worth of 22.56% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for E-central
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