Dupont Community Credit Union

Headquarters

P.o. Box 1365
Waynesboro, VA 22980
See all branch locations →

Notable Rates APY Vs.Others
Savings 0.10% 5.50% →
1-Year CD 0.55% 4.65% →
2-Year CD 0.85% 4.25% →
5-Year CD 1.21% 4.05% →
30-Year Mortgage N.A. 4.91% →
15-Year Mortgage N.A. 4.39% →
HELOC N.A. 0.99% →

2024 Overview

General Credit Union Information

Dupont Community is an NCUA insured institution located in Waynesboro, VA. It was founded in 1959 and has approximately $1818.85 millions in assets.

Who can join?

If you live, work, worship, or attend school in their eligibility area you can be a member. This area includes Augusta, Waynesboro, Rockingham, Staunton, Rockbridge, Harrisburg, Highland, Lexington, Bath, Buena Vista, and Shenendoah.

Individuals within your immediate family or household are also eligible

Select businesses and other legal entities are eligible too

NCUA Insured Yes / State-Chartered
Charter Number # # 62474
Date Established 1959
Assets $1,818.85 million
Loans $1,149.50 million
Deposits $1,639.85 million
Capital $199.21 million
 

Field of Membership Restrictions

Membership in DuPont Community Credit Union is open to those who live, work, attend school or worship in the Virginia counties of Augusta, Bath, Highland, Rockbridge, Rockingham, and Shenandoah or in the cities of Buena Vista, Harrisonburg, Lexington, Staunton, or Waynesboro.

Deposit Rates - December 21, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
Savings
0.10% $2,500 $4,999 Learn More
Money Market
0.20% $2,500 $2,999 Learn More
Money Market
0.20% $10,000 $14,999 Learn More
Money Market
0.30% $25,000 $29,999 Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
0.40% $10,000 $14,999 Learn More
6 Mo CD
0.40% $100,000 $199,999 Learn More
12 Mo CD
0.55% $10,000 $14,999 Learn More
12 Mo CD
0.55% $100,000 $199,999 Learn More
18 Mo CD
0.70% $10,000 $14,999 Learn More
18 Mo CD
0.70% $100,000 $199,999 Learn More
24 Mo CD
0.85% $10,000 $14,999 Learn More
24 Mo CD
0.85% $100,000 $199,999 Learn More
30 Mo CD
0.90% $10,000 $14,999 Learn More
30 Mo CD
0.90% $100,000 $199,999 Learn More
36 Mo CD
1.06% $10,000 $14,999 Learn More
36 Mo CD
1.06% $100,000 $199,999 Learn More
48 Mo CD
1.11% $10,000 $14,999 Learn More
48 Mo CD
1.11% $100,000 $199,999 Learn More
60 Mo CD
1.21% $10,000 $14,999 Learn More
60 Mo CD
1.21% $100,000 $199,999 Learn More
Variable IRA Rates APY MIN MAX
Var IRA
0.05% $1 $499 Learn MoreShow Less
Checking Rates APY MIN FEE
Grow Green Checking Tier II 5.40% $0 $0.00 Learn MoreShow Less

Loan Rates - December 21, 2024

Your Current Location: Ohio, OH 43085

There are currently no loan rates available for Dupont Community

Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:



Featured - Ohio 30 Year Fixed Mortgage Rates 2024

Lender APR Rate (%) Points Fees Monthly
Payment
Learn More
District Lending
NMLS ID: 1835285
6.494% 6.375% 0.75 $4,000 $1,997 Learn More
Mutual of Omaha Mortgage, Inc.
NMLS ID: 1025894
6.863% 6.750% 1.00 $3,705 $2,076 Learn More
PenFed Credit Union
NMLS ID: 401822
7.034% 6.875% 1.00 $5,195 $2,103 Learn More
Rocket Mortgage
NMLS ID: 3030
7.325% 7.250% 0.75 $2,400 $2,183 Learn More

Featured - Ohio Home Equity Line Of Credit Rates 2024

Lender APR (%)? Monthly Payment? Learn More
Third Federal Savings and Loan
Third Federal Savings and Loan
See Table
Intro APR
7.240 %
After Intro: 7.240 %
$0 Learn More
More Info
Rate
Rate
See Table
Intro APR
7.900 %
After Intro: 7.900 %
$25,000 Learn More
More Info

Note to Dupont Community
To upload and update your bank's rates please register. It is free to register and add rates.

Branches

Below are Dupont Community branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.

Your Location:
Columbus,Ohio



Climate Policy and Initiatives

DUPONT COMMUNITY is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Dupont Community Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Dupont Community. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Dupont Community U.S. Average
1.88% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Dupont Community had $3,764,914 in non-current loans and $58,370 in owned assets. To cover these potential losses it had $199,214,586 in net worth and $4,024,910 in loans loss reserves. That gives it a Texas Ratio of 1.88%.

Net Worth
Dupont Community U.S. Average
10.94% 13.93%

Dupont Community FCU has a net worth of 10.94% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Dupont Community

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