Directions Credit Union
Headquarters
200 N St Clair St, Suite 1600
Toledo, OH 43604
See all branch locations →
2024 Overview
General Credit Union Information
Directions is an NCUA insured institution located in Toledo, OH. It was founded in 1953 and has approximately $1258.04 millions in assets.
Who can join?
If you live, work, worship, attend school, or volunteer in the following Counties: Crawford, Wood, Fulton, Lucas, Ashland, Huron, Knox, Richland, Wayne, and Tuscarawas Counties you are eligible for membership. Your family members are also eligible to join — including grandparents, parents, spouses, siblings, grandchildren, children and household members. Once your family members have joined, their family members are also eligible for membership.
| NCUA Insured | Yes / State-Chartered |
| Charter Number # | # 60978 |
| Date Established | 1953 |
| Assets | $1,258.04 million |
| Loans | $1,002.34 million |
| Deposits | $1,068.56 million |
| Capital | $116.67 million |
Field of Membership Restrictions
Membership in Directions Credit Union is open to those who live, work, attend school or worship in Crawford, Wood, Fulton, Lucas, Ashland, Huron, Knox, Richland, Wayne, and Tuscarawas Counties in Ohio or in Monroe County in Michigan.
Deposit Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.05% | $2,500 | $4,999 |
Learn More
|
|
Money Market
|
0.10% | $2,500 | $2,999 |
Learn More
|
|
Money Market
|
0.10% | $10,000 | $14,999 |
Learn More
|
|
Money Market
|
0.10% | $25,000 | $29,999 |
Learn More
|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
Learn More
|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
Learn More
|
| 12 Mo CD
|
0.50% | $10,000 | $14,999 |
Learn More
|
| 12 Mo CD
|
0.50% | $100,000 | $199,999 |
Learn More
|
| 18 Mo CD
|
0.55% | $10,000 | $14,999 |
Learn More
|
| 18 Mo CD
|
0.55% | $100,000 | $199,999 |
Learn More
|
| 24 Mo CD
|
0.60% | $10,000 | $14,999 |
Learn More
|
| 24 Mo CD
|
0.60% | $100,000 | $199,999 |
Learn More
|
| 30 Mo CD
|
0.75% | $10,000 | $14,999 |
Learn More
|
| 30 Mo CD
|
0.75% | $100,000 | $199,999 |
Learn More
|
| 36 Mo CD
|
0.80% | $10,000 | $14,999 |
Learn More
|
| 36 Mo CD
|
0.80% | $100,000 | $199,999 |
Learn More
|
| 48 Mo CD
|
0.95% | $10,000 | $14,999 |
Learn More
|
| 48 Mo CD
|
0.95% | $100,000 | $199,999 |
Learn More
|
| 60 Mo CD
|
1.10% | $10,000 | $14,999 |
Learn More
|
| 60 Mo CD
|
1.10% | $100,000 | $199,999 |
Learn More
|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.05% | $1 | $99 | Learn More |
| Int Ckg
|
0.05% | $2,500 | $3,499 | Learn More |
Loan Rates - November 21, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Directions
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 2578474 |
6.494% | 6.375% | 0.88 | $4,010 | $1,997 | Learn More |
NMLS ID: 1025894 |
6.955% | 6.875% | 0.63 | $2,594 | $2,103 | Learn More |
NMLS ID: 3030 |
7.325% | 7.250% | 0.75 | $2,400 | $2,183 | Learn More |
NMLS ID: 1907 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.240 % After Intro: 7.240 % |
$0 |
Learn More
More Info |
Note to Directions
To upload and update your bank's rates please register.
It is free to register and add rates.
Branches
Below are Directions branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Directions Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 54.32 | A | View Lobby Hours | |
| 60.24 | B | View Lobby Hours | |
| 60.26 | C | View Lobby Hours | |
| 63.56 | D | View Lobby Hours | |
| 73.24 | E | View Lobby Hours | |
| 77.23 | F | View Lobby Hours | |
| 83.31 | G | View Lobby Hours | |
| 90.26 | H | View Lobby Hours | |
| 113.25 | I | View Lobby Hours | |
| 114.06 | J | View Lobby Hours | |
| 117.87 | K | View Lobby Hours | |
| 118.18 | L | View Lobby Hours | |
| 118.30 | M | View Lobby Hours | |
| 119.92 | N | View Lobby Hours | |
| 123.23 | O | View Lobby Hours | |
| 125.69 | P | View Lobby Hours | |
| 125.78 | Q | View Lobby Hours | |
| 559.01 | R | View Lobby Hours |
Climate Policy and Initiatives
DIRECTIONS is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
Add Your Review
or use your BestCashCow account
or
Financial Details
Directions Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Directions. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Directions | U.S. Average |
|---|---|
| 3.68% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Directions had $4,379,766 in non-current loans and $90,000 in owned assets. To cover these potential losses it had $116,673,341 in net worth and $4,838,276 in loans loss reserves. That gives it a Texas Ratio of 3.68%.
Net Worth
| Directions | U.S. Average |
|---|---|
| 9.49% | 13.93% |
Directions FCU has a net worth of 9.49% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Directions
There are currently no comments for DIRECTIONS. Be the first to share your experience. Please provide comments that will help others.
Add Your Review
or use your BestCashCow account