853 Donald Lynch Blvd
Marlborough, MA 01752
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Phone 1-508-263-6700
Digital is an NCUA insured institution located in Marlborough, MA. It was founded in 1979 and has approximately $11968.25 millions in assets.
Who May Join DCU?
There are several ways to qualify for membership in DCU.
Eligibility by Family Relationship to a Current DCU Member
Relatives of DCU members are eligible to join by federal regulation if they are a spouse, domestic partner, child, sibling, parent, grandparent, or grandchild of a member. This includes stepchildren, stepparents, step siblings, and adopted children.
Eligibility by Company You Work for or Retired From
You are eligible to join if you fit within any of these three groups:
You currently work for or retired from a company in our list of participating employers (see below).
You have a family relationship (as described above) to a non-member who currently works for or retired from a company or organization in our list of participating employers.
You are the spouse of someone who died while they worked for or were retired from a company or organization in our list of participating employers.
Eligibility by Organization You Belong To
You are eligible to join if you fit within any of these three groups:
You currently belong to or join an organization whose members we serve (see below).
You have a family relationship (as described above) to a non-member who belongs to an organization in our list of participating organizations.
You are the spouse of someone who died while they belonged to an organization in our list of participating organizations.
Eligibility by Community
You are automatically eligible to join DCU if you live, work, worship, or attend school in one the communities in our list (see below). Any business or other legal entity located in one of these areas is also automatically eligible to join.
NCUA Insured | Yes / Federally Chartered |
Charter Number # | # 23521 |
Date Established | 1979 |
Assets | $11,968.25 million |
Loans | $10,760.32 million |
Deposits | $10,627.46 million |
Capital | $1,145.49 million |
Your Current Location: Ohio, OH 43085
Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
---|---|---|---|---|
Advantage Savings Account
|
3.56% | $0 | - |
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|
Primary Savings
|
6.17% | $5 | $1,000 |
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|
Money Market
|
1.71% | $1,000 | $9,999 |
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|
Money Market
|
1.71% | $10,000 | $24,999 |
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|
Money Market
|
1.77% | $25,000 | $49,999 |
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|
Money Market
|
1.77% | $50,000 | $99,999 |
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|
Money Market
|
3.30% | $100,000 | - |
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|
CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
---|---|---|---|---|
3-5 Months
|
4.50% | $500 | - |
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|
3-5 Months Jumbo
|
4.75% | $25,000 | - |
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|
6 Mo CD
|
4.25% | $500 | - |
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|
6 Mo CD
|
4.50% | $25,000 | - |
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|
6-11 Months
|
4.25% | $500 | - |
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|
6-11 Months Jumbo
|
4.50% | $25,000 | - |
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|
12 Mo CD
|
4.00% | $500 | - |
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|
12 Mo CD
|
4.25% | $25,000 | - |
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|
18 Mo CD
|
4.00% | $500 | - |
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|
18 Mo CD
|
4.25% | $25,000 | - |
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|
24 Mo CD
|
3.75% | $500 | - |
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|
24 Mo CD
|
4.00% | $25,000 | - |
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|
30 Mo CD
|
3.75% | $500 | - |
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|
30 Mo CD
|
4.00% | $25,000 | - |
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|
36 Mo CD
|
3.55% | $500 | - |
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|
36 Mo CD
|
3.80% | $25,000 | - |
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|
48 Mo CD
|
3.45% | $500 | - |
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|
48 Mo CD
|
3.70% | $25,000 | - |
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|
60 Mo CD
|
3.40% | $500 | - |
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|
60 Mo CD
|
3.65% | $25,000 | - |
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|
Checking Rates | APY | MIN | FEE | |
---|---|---|---|---|
Free Checking | 0.10% | $0 | $0.00 | Learn More |
HSA Checking | 0.10% | $0 | $0.00 | Learn More |
Your Current Location: Ohio, OH 43085
Home Equity Rates | APR | Rate | Monthly Payment | |
---|---|---|---|---|
Line of Credit See Table |
7.75% | 7.50% | Varies | |
Compare with 7.24 RATE Line of Credit from Third Federal Savings and Loan
See All Home Equity Rates |
||||
5 Year Loan
See Table |
7.38% | 5.62% | $1,915.66 | |
10 Year Loan
See Table |
7.33% | 5.69% | $1,094.70 |
Auto Loan Rates | APR | Rate | Monthly Payment | |
---|---|---|---|---|
3 Year | 5.24% | 5.24% | $751.97 | |
4 Year | 5.24% | 5.24% | $578.45 | |
5 Year | 5.24% | 5.24% | $474.53 |
Refinance Mortgage Rates | APR | Rate | Monthly Payment | |
---|---|---|---|---|
5 Year Adjustable Jumbo See Amortization Table |
7.42% | 6.85% | $2,096.83 | |
5 Year Adjustable Conforming See Amortization Table |
7.45% | 6.89% | $2,105.38 | |
7 Year Adjustable Jumbo See Amortization Table |
7.20% | 6.72% | $2,069.14 | |
7 Year Adjustable Conforming See Amortization Table |
7.23% | 6.76% | $2,077.64 | |
10 Year Adjustable Jumbo See Amortization Table |
7.05% | 6.59% | $2,041.60 | |
10 Year Adjustable Conforming See Amortization Table |
7.08% | 6.63% | $2,050.05 | |
15 Year Fixed Jumbo See Amortization Table |
5.78% | 5.65% | $2,640.21 |
Purchase Mortgage Rates | APR | Rate | Monthly Payment | |
---|---|---|---|---|
5 Year Adjustable Jumbo See Amortization Table |
7.42% | 6.85% | $2,096.83 | |
5 Year Adjustable Conforming See Amortization Table |
7.45% | 6.89% | $2,105.38 | |
7 Year Adjustable Jumbo See Amortization Table |
7.20% | 6.72% | $2,069.14 | |
7 Year Adjustable Conforming See Amortization Table |
7.23% | 6.76% | $2,077.64 | |
10 Year Fixed Jumbo See Amortization Table |
5.67% | 5.66% | $3,498.27 | |
10 Year Adjustable Conforming See Amortization Table |
7.08% | 6.63% | $2,050.05 | |
15 Year Fixed Jumbo See Amortization Table |
5.78% | 5.65% | $2,640.21 |
Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.
Below are Digital branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Branch | Distance | Map | View Lobby Hours |
---|---|---|---|
614.82 | A | View Lobby Hours | |
615.40 | B | View Lobby Hours | |
621.63 | C | View Lobby Hours | |
621.83 | D | View Lobby Hours | |
624.60 | E | View Lobby Hours | |
625.22 | F | View Lobby Hours | |
626.57 | G | View Lobby Hours | |
628.64 | H | View Lobby Hours | |
631.12 | I | View Lobby Hours | |
635.82 | J | View Lobby Hours | |
636.70 | K | View Lobby Hours | |
636.74 | L | View Lobby Hours | |
639.50 | M | View Lobby Hours | |
640.56 | N | View Lobby Hours | |
641.29 | O | View Lobby Hours | |
642.49 | P | View Lobby Hours | |
645.40 | Q | View Lobby Hours | |
646.27 | R | View Lobby Hours | |
647.11 | S | View Lobby Hours | |
647.81 | T | View Lobby Hours | |
655.47 | U | View Lobby Hours |
DIGITAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
or use your BestCashCow account
The following ratios and data are available to help you better understand the financial condition of Digital. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Digital | U.S. Average |
---|---|
4.31% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Digital had $53,854,134 in non-current loans and $1,373,762 in owned assets. To cover these potential losses it had $1,145,485,516 in net worth and $136,639,774 in loans loss reserves. That gives it a Texas Ratio of 4.31%.
Digital | U.S. Average |
---|---|
9.57% | 13.93% |
Digital FCU has a net worth of 9.57% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Digital
Julie
May 4, 2016
Refi, no cash out, no second
Is this review helpful? Yes:1 / No: 0
Paul N
April 7, 2016
I just applied for a home equity loan with DCU. No problems at all so far. I did the entire application online. I did have some confusion with the info that I needed to provide. If you apply, you will need your tax returns for the past two years, most recent pay stubs, most recent real estate tax, homeowners insurance policy, and W2s. It wasn't terribly onerous but since I am not that organized it took me awhile to gather everything. I then uploaded it to their site. I also had contact with a lending rep and could ask info via secure mail. I'm waiting to hear if the loan was approved but so far no problems.
Is this review helpful? Yes:2 / No: 1
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