Diamond Lakes Federal Credit Union
Headquarters
Po Box1080
Malvern, AR 72104
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2024 Overview
General Credit Union Information
Diamond Lakes is an NCUA insured institution located in Malvern, AR. It was founded in 1960 and has approximately $78.57 millions in assets.
| NCUA Insured | Yes / Federally Chartered |
| Charter Number # | # 13762 |
| Date Established | 1960 |
| Assets | $78.57 million |
| Loans | $51.29 million |
| Deposits | $63.04 million |
| Capital | $16.43 million |
Field of Membership Restrictions
Membership is open to those who live, work, worship, attend school or regularly conduct business in and employers and organizations in the Diamond Lakes Region: Garland, Hot Spring, Clark, Grant, Pike and Montgomery Counties and all of Hot Springs Village.
Deposit Rates - November 14, 2024
Your Current Location: Ohio, OH 43085
| Savings and Money Market Rates (Share Account Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| Savings
|
0.10% | $2,500 | $4,999 |
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|
| CD Rates (Share Certificate Rates) | APY | MIN | MAX | |
|---|---|---|---|---|
| 6 Mo CD
|
0.25% | $10,000 | $14,999 |
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|
| 6 Mo CD
|
0.25% | $100,000 | $199,999 |
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|
| 12 Mo CD
|
0.30% | $10,000 | $14,999 |
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|
| 12 Mo CD
|
0.30% | $100,000 | $199,999 |
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|
| 18 Mo CD
|
0.40% | $10,000 | $14,999 |
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|
| 18 Mo CD
|
0.40% | $100,000 | $199,999 |
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|
| 24 Mo CD
|
0.60% | $10,000 | $14,999 |
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|
| 24 Mo CD
|
0.60% | $100,000 | $199,999 |
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|
| 30 Mo CD
|
0.65% | $10,000 | $14,999 |
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|
| 30 Mo CD
|
0.65% | $100,000 | $199,999 |
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|
| 36 Mo CD
|
0.70% | $10,000 | $14,999 |
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|
| 36 Mo CD
|
0.70% | $100,000 | $199,999 |
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|
| 48 Mo CD
|
0.75% | $10,000 | $14,999 |
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|
| 48 Mo CD
|
0.75% | $100,000 | $199,999 |
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|
| Int Checking Rates | APY | MIN | MAX | |
|---|---|---|---|---|
| Int Ckg
|
0.10% | $2,500 | $3,499 | Learn More |
Loan Rates - November 14, 2024
Your Current Location: Ohio, OH 43085
There are currently no loan rates available for Diamond Lakes
Please contact the bank for questions about their loan products. In the meantime you may wish to consider these offerings:
Featured - Ohio 30 Year Fixed Mortgage Rates 2024
| Lender | APR | Rate (%) | Points | Fees | Monthly Payment |
Learn More |
|---|---|---|---|---|---|---|
NMLS ID: 401822 |
6.692% | 6.500% | 1.00 | $6,400 | $2,023 | Learn More |
NMLS ID: 1025894 |
6.866% | 6.750% | 1.00 | $3,801 | $2,076 | Learn More |
NMLS ID: 3030 |
7.212% | 7.125% | 0.88 | $2,800 | $2,156 | Learn More |
NMLS ID: 3029 |
Learn More |
Featured - Ohio Home Equity Line Of Credit Rates 2024
| Lender | APR (%)? | Monthly Payment? | Learn More |
|---|---|---|---|
Third Federal Savings and Loan See Table |
Intro APR 7.490 % After Intro: 7.490 % |
$0 |
Learn More
More Info |
Note to Diamond Lakes
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Branches
Below are Diamond Lakes branches and locations in your neighborhood. Input a different zip code to find branches and locations for any neighborhood in the United States.
Your Location:
Columbus,Ohio
Diamond Lakes Locations around zip code 43085
| Branch | Distance | Map | View Lobby Hours |
|---|---|---|---|
| 646.71 | A | View Lobby Hours | |
| 647.01 | B | View Lobby Hours | |
| 652.68 | C | View Lobby Hours | |
| 655.25 | D | View Lobby Hours |
Climate Policy and Initiatives
DIAMOND LAKES is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.
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Financial Details
Diamond Lakes Ratio Analysis
The following ratios and data are available to help you better understand the financial condition of Diamond Lakes. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.
Texas Ratio
| Diamond Lakes | U.S. Average |
|---|---|
| 1.44% | 5.83 |
The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.
As of June 30, 2024, Diamond Lakes had $199,631 in non-current loans and $38,295 in owned assets. To cover these potential losses it had $16,428,034 in net worth and $122,148 in loans loss reserves. That gives it a Texas Ratio of 1.44%.
Net Worth
| Diamond Lakes | U.S. Average |
|---|---|
| 20.88% | 13.93% |
Diamond Lakes FCU has a net worth of 20.88% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.
Customer Reviews for Diamond Lakes
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