Dfcu Financial Credit Union

Headquarters

Po Box 6048
Dearborn, MI 48121
See all branch locations →

Phone 1-888-336-2700

Notable Rates APY Vs.Others
Savings 0.02% 5.50% →
1-Year CD 3.50% 4.80% →
2-Year CD 2.20% 4.25% →
5-Year CD 2.20% 4.00% →
30-Year Mortgage 7.38% 4.91% →
15-Year Mortgage 6.93% 4.39% →
HELOC N.A. 0.99% →

Reviewed by Melvin Markwardt | October 7, 2023

Have a problem that ICan not find an answer to in DFCU Financial. Trying to change info from USMail to Internet. They ask for my account number and the only thing I can find is onPurshing note. It is, H25####59.please provide the complete number. Thanks


2024 Overview

General Credit Union Information

Dfcu Financial is an NCUA insured institution located in Dearborn, MI. It was founded in 1936 and has approximately $6539.51 millions in assets.

Who can join?

If you live, work, worship or attend school in Michigan’s lower peninsula, you can become a member of DFCU Financial.

To open a checking account, you will need to fund it with at least $20. To open a savings account, you only need $5. Or, you can start a loan application online now and join at your closing.

We also have special, age-appropriate accounts for kids and teens because it’s never too early to learn about money management.

* Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

NCUA Insured Yes / State-Chartered
Charter Number # # 61844
Date Established 1936
Assets $6,539.51 million
Loans $2,024.57 million
Deposits $6,064.28 million
Capital $880.15 million
 

Field of Membership Restrictions

Membership in DFCU Financial is open to anyone through membership in The Henry Ford Museum ($60 annual fee). Membership is also open to those who live, work, attend school or worship in Michigan's lower peninsula.

Deposit Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

Savings and Money Market Rates (Share Account Rates) APY MIN MAX
SAV
0.02% $0 - Learn More
Money Market
0.02% $0 $99,999 Learn More
Money Market
0.05% $100,000 $240,999 Learn More
Money Market
0.10% $250,000 $499,999 Learn More
Money Market
0.15% $500,000 - Learn More
CD Rates (Share Certificate Rates) APY MIN MAX
6 Mo CD
4.25% $1,000 $24,999 Learn More
6 Month
4.35% $25,000 $99,999 Learn More
6 Mo CD
4.50% $100,000 - Learn More
7 Month Special
3.50% $1,000 $24,999 Learn More
7 Month Special
3.50% $25,000 $99,999 Learn More
7 Month Special
3.50% $100,000 - Learn More
12 Mo CD
3.25% $1,000 $24,999 Learn More
1 Year
3.35% $25,000 $99,999 Learn More
12 Mo CD
3.50% $100,000 - Learn More
18 Month
1.75% $1,000 $24,999 Learn More
18 Month
2.00% $25,000 $99,999 Learn More
18 Month
2.20% $100,000 - Learn More
24 Mo CD
1.75% $1,000 $24,999 Learn More
2 Year
2.00% $25,000 $99,999 Learn More
24 Mo CD
2.20% $100,000 - Learn More
36 Mo CD
1.75% $1,000 $24,999 Learn More
3 Year
2.00% $25,000 $99,999 Learn More
36 Mo CD
2.20% $100,000 - Learn More
60 Mo CD
1.75% $1,000 $24,999 Learn More
5 Year
2.00% $25,000 $99,999 Learn More
60 Mo CD
2.20% $100,000 - Learn More
Variable IRA Rates APY MIN MAX
VIRA
0.02% $0 - Learn MoreShow Less
Int Checking Rates APY MIN MAX
INTCK
0.01% $0 $49,999 Learn MoreShow Less
INTCK
0.02% $50,000 - Learn MoreShow Less

Loan Rates - November 21, 2024

Your Current Location: Ohio, OH 43085

Home Equity Rates APR Rate Monthly Payment
Auto Loan Rates APR Rate Monthly Payment
3 Year 3.74% 3.74% $735.21
4 Year 3.74% 3.74% $561.57
5 Year 3.74% 3.74% $457.49
Refinance Mortgage Rates APR Rate Monthly Payment
Purchase Mortgage Rates APR Rate Monthly Payment

Monthly payments for mortgage products are based on a loan amount of $200,000. Home equity monthly payments are based on a loan amount of $50,000. Auto loan monthly payments are based on a loan amount of $25,000. Rates for each product are based on a variety of factors including credit score and loan amount. For specific requirements please check with the lender. Rates may change at any time.

Branches



Climate Policy and Initiatives

DFCU FINANCIAL is encouraged to provide us with this information. When we receive this information from the credit union, we will provide it here.


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Financial Details

Dfcu Financial Ratio Analysis

The following ratios and data are available to help you better understand the financial condition of Dfcu Financial. The data is provided by the NCUA. All credit unions on BestCashCow, except those specified as not NCUA-insured in the overview section above, are NCUA-insured. Depositors should be careful to remain within NCUA insurance limits.

Texas Ratio
Dfcu Financial U.S. Average
0.94% 5.83

The Texas Ratio compares the amount of loans at risk and assets repossessed with the amount a credit union has on hand to cover any losses. The closer the Texas Ratio is to 1-to-1 or 100%, the less capital and reserves a credit union has to absorb its loan losses.

As of June 30, 2024, Dfcu Financial had $8,271,149 in non-current loans and $38,528 in owned assets. To cover these potential losses it had $880,147,008 in net worth and $5,551,237 in loans loss reserves. That gives it a Texas Ratio of 0.94%.

Net Worth
Dfcu Financial U.S. Average
13.46% 13.93%

Dfcu Financial FCU has a net worth of 13.46% versus the BestCashCow average of 13.93. Net worth measures how much total assets exceed total liabilities. The higher the net worth number the more secure a credit union is considered.



Customer Reviews for Dfcu Financial


  • October 7, 2023

    Have a problem that ICan not find an answer to in DFCU Financial. Trying to change info from USMail to Internet. They ask for my account number and the only thing I can find is onPurshing note. It is, H25####59.please provide the complete number. Thanks


Add Your Review


or use your BestCashCow account

or